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Traders seeking a variety of challenge-based and instant funding options.
RZR Funded, formerly known as Hantec Trader, is a trader evaluation firm offering one-step, two-step, and three-step challenges alongside instant funding accounts. This page covers its funding programs, trading rules, payouts, profit splits, and current promotions.
Traders seeking a variety of challenge-based and instant funding options.
Operational support from the Hantec Group, with multiple payout options depending on the program.
Payout and drawdown rules vary by account type.
35% OFF + 5 x $100K TO WIN : Save 35% and your order enters you into the draw to win a $100K Endurance Challenge.
Compare programs and account sizes, including the best available discounted price.
Review the key comparison metrics, followed by the firm’s detailed trading rules.
The 6% maximum drawdown is trailing and follows the closed balance. Once a 6% profit is reached, the drawdown limit stops at the initial balance. It also locks at the initial balance upon the first payout if this occurs earlier.
The 10% maximum drawdown is static, based on the initial balance. Upon the first payout, the drawdown limit is locked at the initial balance.
The 8% maximum drawdown is static, based on the initial balance. It does not trail or reset after payouts.
The 8% maximum drawdown is static, based on the initial balance. It does not trail or reset after payouts.
The 6% maximum drawdown is trailing and follows the closed balance. Once a 6% profit is reached, the drawdown limit stops at the initial balance. It also locks at the initial balance upon the first payout if this occurs earlier.
The 5% maximum drawdown is trailing and follows the closed balance. Once a 5% profit is reached, the drawdown limit stops at the initial balance. It also locks at the initial balance upon the first payout.
The 3% maximum drawdown is trailing and follows the highest closed balance achieved.
Challenge Phase:
News trading is allowed without restrictions during the challenge phases.
Funded Account:
Opening or closing trades is not allowed within 3 minutes before or after
Red Folder news events listed on Forex Factory.
News trading may be allowed if the News Trading add-on is purchased
for account types where this add-on is available.
Instant Funding and Instant Lite:
Opening or closing trades is not allowed within 3 minutes before or after
Red Folder news events listed on Forex Factory.
News trading may be allowed if the applicable News Trading add-on
is purchased and available for the account.
Instant24:
News trading is allowed.
The first payout is available 14 days after the first trade on the funded account.
The minimum payout request is $20.
The standard profit split is 80%.
It can be increased to 95% with an add-on available at purchase.
A weekly payout add-on reduces the payout cycle from 14 days to 7 days.
An additional option allows the first payout to be requested on demand,
starting from the first day of the funded account.
Upon the first payout, the maximum drawdown limit is locked at the initial balance.
Traders should leave sufficient funds in the account after withdrawing profits.
The first payout is available 14 days after the first trade on the funded account.
The minimum payout request is $20.
Traders must achieve 3 profitable days during each payout cycle,
with a minimum profit of 0.5% on each qualifying day.
The standard profit split is 80%.
It can be increased to 95% with an add-on available at purchase.
A weekly payout add-on reduces the payout cycle from 14 days to 7 days.
An additional option allows the first payout to be requested on demand,
starting from the first day of the funded account.
Upon the first payout, the maximum drawdown limit is locked at the initial balance.
Traders must carefully manage the remaining account balance,
as insufficient funds after a payout may lead to a drawdown breach
if subsequent losses occur.
The first payout is available 14 days after the first trade on the funded account.
A minimum profit of 2% of the initial account balance
is required before becoming eligible to request a payout.
Traders must withdraw all available profits when requesting a payout.
Partial payouts or splitting the withdrawal amount are not permitted.
The 35% consistency rule must be satisfied.
The standard profit split is 80%.
It can be increased to 95% with an add-on available at purchase.
A weekly payout add-on reduces the payout cycle from 14 days to 7 days.
An additional option allows the first payout to be requested on demand,
starting from the first day of the funded account.
The maximum drawdown remains static at 8% below the initial balance.
It does not trail or reset after payouts.
The first payout is available 14 days after the first trade on the funded account.
The minimum payout request is $20.
The standard profit split is 80%.
It can be increased to 95% with an add-on available at purchase.
A weekly payout add-on reduces the payout cycle from 14 days to 7 days.
An additional option allows the first payout to be requested on demand,
starting from the first day of the funded account.
The maximum drawdown remains static at 8% below the initial balance.
It does not trail or reset after payouts.
The first payout is available 14 days after the first trade.
The minimum payout request is $20.
The standard profit split is 80%.
It can be increased to 95% with an add-on available at purchase.
A weekly payout add-on reduces the payout cycle from 14 days to 7 days.
Upon the first payout, the maximum drawdown limit is locked at the initial balance.
Traders should leave sufficient funds in the account after withdrawing profits.
The first payout is available 14 days after the first trade.
The minimum payout request is $20.
Traders must achieve 5 profitable days during each payout cycle,
with a minimum profit of 0.5% on each qualifying day.
A 20% consistency rule applies.
A mandatory safety buffer of 3% of the initial balance applies.
The first 3% of profits must remain in the account and cannot be withdrawn.
Only profits exceeding this buffer are eligible for payout.
The 3% safety buffer is included in total profits
when calculating the consistency rule.
The standard profit split is 80%.
It can be increased to 95% with an add-on available at purchase.
A weekly payout add-on reduces the payout cycle from 14 days to 7 days.
Upon the first payout, the maximum drawdown limit is locked at the initial balance.
Payouts become available after the 24-hour account period ends,
provided all applicable rules have been satisfied.
A minimum profit of 3% of the account size
is required to become eligible for a payout.
All available profits must be withdrawn.
The standard profit split is 80%.
It can be increased to 95% with an add-on available at purchase.
To qualify for a payout, the profit from the most profitable trade
must not exceed 15% of total accumulated profits.
If this threshold is exceeded, trading must continue
until the consistency requirement is satisfied.
The 24-hour account duration starts from the moment the first trade is opened.
Once the time expires, the account is closed.
A 12-hour extension can be added through the available add-on,
increasing the total duration to 36 hours.
• Only one trade may be open at a time.
Opening more than one trade results in the positions being closed
and is treated as a Soft Breach.
• The total floating loss on open positions must not exceed
1% of the initial account balance at any time.
Exceeding this limit is considered a Hard Breach.
• Closing a trade and reopening a position on the same instrument
in the same direction within 10 minutes does not reset
the floating risk calculation.
• Reopening a position on the same instrument and in the same direction
within less than 5 minutes of closing the previous trade
is considered part of the same Trade Idea.
Using this to bypass the risk or consistency rules
is considered a Hard Breach.
• Trading must be performed manually.
EAs, robots, and automated trading are not allowed.
• Open positions are automatically closed on Friday
at 23:45 server time.
After the Friday market close, available cryptocurrencies
may still be traded during the weekend.
The daily drawdown limit is recalculated at 00:00 server time
and applies throughout the following trading day.
The calculation uses the higher value between the account Balance
and Equity at the time of the daily reset.
The calculation is:
Higher of Balance or Equity × Daily Drawdown Percentage.
The allowed drawdown amount is then deducted from the reference value
to determine the daily loss level that the account Equity must not fall below.
Daily drawdown limits:
• Express: 5%
• Enhanced: 5%
• EnhancedX: 4%
• Endurance: 4%
• Instant Funding: 6%
• Instant Lite: 3%
• Instant24: 2%
Example:
On an Enhanced account, if the Balance at the daily reset is $105,000
and the Equity is $103,000,
the $105,000 Balance is used because it is the higher value.
The 5% daily drawdown equals $5,250,
making the daily loss limit $99,750.
The overall drawdown calculation differs depending on the account type.
• Express:
The 6% overall drawdown is trailing and follows the closed Balance.
The drawdown limit moves upward as the closed Balance increases
until it reaches the initial account balance, where it then stops trailing.
The drawdown limit also locks at the initial balance upon the first payout
if the payout occurs before the limit reaches that level.
• Enhanced:
The overall drawdown is static at 10% of the initial account balance
before the first payout.
Upon the first payout, the overall drawdown limit moves up to the initial balance
and remains locked there for the rest of the account's lifetime.
Therefore, sufficient profit buffer should remain in the account after a payout.
• EnhancedX:
The overall drawdown is static at 8% of the initial account balance.
It does not move or reset after a payout.
• Endurance:
The overall drawdown is static at 8% of the initial account balance.
It does not move or reset after a payout.
• Instant Funding:
The 6% overall drawdown is trailing and follows the closed Balance.
The drawdown limit moves upward as the Balance increases
until it reaches the initial account balance, where it stops trailing.
It also locks at the initial balance upon the first payout.
• Instant Lite:
The 5% overall drawdown is trailing and follows the closed Balance.
Once a 5% profit is achieved, the drawdown stops trailing
and locks at the initial account balance.
It also locks at the initial balance upon the first payout.
• Instant24:
The overall drawdown is trailing at 3%.
It is calculated from the highest closed Balance achieved,
minus 3%.
The maximum total allocation is $400,000
across all RZR Funded accounts held by the trader.
Instant Accounts:
A trader may hold only one Instant account at a time.
Instant24:
Instant24 accounts are excluded from the one-Instant-account limit,
and a trader may hold up to 3 Instant24 accounts at the same time.
Instant24 accounts do not count toward the one-Instant-account limit,
but they remain subject to the $400,000 maximum total allocation.
After a payout request is submitted,
trading on the account is temporarily disabled
while the request is being reviewed.
Once the payout is approved and the account balance is adjusted,
trading can resume.
Instant Funding:
Before submitting the first payout request,
all open positions must be closed
and all pending orders must be cancelled.
Passing the challenge does not activate the account immediately.
After passing, the process includes the following steps:
• Account Review:
The Risk Team reviews the account and trading activity.
This review may take up to 3 business days.
• KYC Verification:
Once the account review is approved,
KYC verification must be completed.
• Trader Contract:
After successfully completing KYC,
the Trader Contract must be reviewed and signed.
• Account Activation:
Once the contract is signed,
the account becomes available for trading
under the applicable RZR Funded program rules and terms.
Overnight holding is allowed, subject to the rules and duration of each account type.
Express, Enhanced, EnhancedX, and Endurance:
Positions may be held over the weekend during the challenge phases
and on the funded account.
Instant Funding and Instant Lite:
Weekend holding of regular positions is not allowed by default.
All positions must be closed before 23:45 server time on Friday.
Weekend holding may be enabled through the
Hold Over Weekend & News Trading add-on available at checkout.
Cryptocurrencies:
Available cryptocurrencies may be traded during the weekend.
On Instant Funding and Instant Lite, Friday positions must first be closed,
after which new crypto trades may be opened during the available weekend trading session.
Instant24:
All open positions are automatically closed on Friday
at 23:45 server time.
After the Friday market close, available cryptocurrencies
may be traded during the weekend,
subject to the account duration of 24 hours,
or 36 hours when the time-extension add-on is enabled.
Copy trading is permitted between challenge accounts
owned by the same individual, provided the total
capital linked to copy trading does not exceed $400,000.
Traders may execute the same trades across
their own accounts, provided they comply
with the rules applicable to each account type.
Automated copy trading tools are prohibited
on instant funding accounts.
Copy trading or coordinated trading between accounts
belonging to different individuals is prohibited,
including friends, family members, external traders,
account management services, and challenge-passing services.
Express, Enhanced, EnhancedX, and Endurance:
Expert Advisors (EAs) and trading bots are allowed
during the challenge phases and on funded accounts,
provided all trading rules are followed and no prohibited strategy is used.
The EA must reflect a genuine and customized trading strategy.
The same EA strategy must not be used identically
across multiple accounts or different users.
The maximum capital allocation per EA or strategy is $400,000.
EAs designed specifically to pass challenges
or any automated trading intended to bypass the firm's rules are prohibited.
Instant Funding, Instant Lite, and Instant24:
EAs, robots, and any form of automated trading are prohibited.
Trading must be performed manually.
The current rules do not state a general standalone ban on using a VPN or VPS.
However, the firm monitors IP addresses, device IDs, VPNs, proxies,
and virtual machines during account reviews.
These tools must not be used to conceal or misrepresent account ownership,
or to operate or control multiple accounts in a way that suggests shared ownership
or coordinated trading between different accounts or individuals.
Accounts may be technically linked during compliance reviews
based on IP address, device ID, VPN, proxy,
or similar connection data.
The scaling program is available for challenge accounts:
Express, Enhanced, EnhancedX, and Endurance.
After passing a challenge, you can choose between:
• Receiving the funded account at the same size as the challenge you passed.
or
• Moving to the next challenge size in the scaling path at no additional cost.
Current scaling path:
2K → 5K → 10K → 25K → 50K → 100K → 200K
Each level must be passed individually,
and you cannot skip directly to a higher account size.
Example:
If you pass a 10K challenge,
you may either receive a 10K funded account
or move to the 25K challenge at no additional cost.
To receive a 25K funded account, the 25K challenge must first be passed.
The maximum account size available through the scaling path is 200K.
Instant accounts are not included in the scaling program.
RZR Funded does not currently allow multiple accounts
to be merged into a single account.
Each account remains separate and operates independently
under its own rules and conditions.
Multiple accounts owned by the same person may be managed
through a Copy Trader, provided the copy trading policy
and applicable allocation limits are followed.
At least one trade must be placed within every consecutive 30-day period.
If no trade is placed for 30 days,
this is considered a Hard Breach
and the account will be disabled.
RZR Funded offers optional paid add-ons during checkout.
Available add-ons vary depending on the account type.
These features cannot be added after the purchase is completed.
• 95% Profit Split:
Increases the standard profit split from 80% to 95%.
• Weekly Payouts:
Reduces the payout cycle from 14 days to 7 days
on eligible account types.
• First Payout On Demand:
Allows the first payout to be requested from the first day
after reaching the funded account.
Available on selected challenge accounts.
• News Trading:
Allows trading during restricted news events
on account types where this add-on is available.
• Express:
The profit target can be reduced from 10% to 8%.
The overall drawdown can be increased from 6% to 8%.
• Enhanced:
The profitable-day requirement can be removed.
• EnhancedX:
The consistency rule can be removed from the challenge phases only.
The overall drawdown can be increased from 8% to 10%.
• Endurance:
The minimum trading-day requirement can be removed.
• Instant Funding:
The overall drawdown can be increased from 6% to 7%.
An add-on is also available to allow weekend holding
and news trading.
• Instant Lite:
The consistency limit can be increased from 20% to 25%.
The overall drawdown can be increased from 5% to 6%.
An add-on is also available to allow weekend holding
and news trading.
• Instant24:
The profit split can be increased from 80% to 95%.
An additional 12 hours can be added to the account duration,
increasing the total trading period to 36 hours.
Add-on pricing varies based on the options available at checkout,
and the final cost of each add-on is displayed on the payment page.
KYC verification is completed once.
Challenge Accounts:
KYC is required after successfully passing the first challenge.
Instant Accounts:
KYC is required when becoming eligible for the first payout.
Proof of Identity:
A valid government-issued photo ID must be provided,
with at least 6 months remaining before expiry.
Accepted documents include:
National ID, Passport, Driving Licence,
or another official government-issued photo ID.
Proof of Address:
The document must have been issued within the last 3 months.
Accepted documents include:
A bank or credit card statement showing the address,
or an electricity, water, telecommunications, internet,
or similar utility bill.
If the proof of address is in another person's name,
supporting documentation proving the relationship must be provided,
such as a birth certificate or marriage certificate where applicable.
Maximum Open Risk refers to the combined floating
(unrealized) loss across all open positions at the same time.
• Express, Enhanced, EnhancedX, and Endurance:
There is no Maximum Open Risk limit during the challenge phases.
On the funded account, the combined floating loss
must not exceed 3% of the initial account balance at any time.
• Instant Funding:
The combined floating loss must not exceed
3% of the initial account balance at any time.
Example for the 3% limit:
On an account with a $50,000 initial balance,
the maximum allowed floating loss is $1,500.
If the combined floating loss on open positions reaches $1,800,
the open risk equals 3.6% and results in a Hard Breach.
• Instant Lite and Instant24:
The combined floating loss must not exceed
1% of the initial account balance at any time.
Example for the 1% limit:
On an account with a $100,000 initial balance,
the maximum allowed floating loss is $1,000.
If the combined floating loss on open positions reaches $1,200,
the open risk equals 1.2% and results in a Hard Breach.
Exceeding the applicable Maximum Open Risk limit
results in a Hard Breach of the account.
RZR Funded allows various trading strategies,
provided they do not involve any of the following prohibited practices:
• Exploiting platform errors, pricing errors, delayed price feeds,
or any technical vulnerabilities.
• Market manipulation or artificially influencing prices,
including Spoofing, Layering, and Pump and Dump schemes.
• Arbitrage Abuse or exploiting price discrepancies
in ways that undermine normal market operations.
• Coordinating or colluding with other traders
to manipulate prices or execute coordinated trading activities.
• Prohibited Scalping:
An account is considered to be engaging in prohibited scalping
if net profits generated from trades held for less than 3 minutes
account for 30% or more of the account's total net profits
during the relevant assessment period.
Individual short-duration trades are not violations by themselves,
provided their combined profits remain below this threshold.
• Front-Running:
Taking advantage of advance knowledge of trades or orders
being executed in another account or trading venue.
• Using external strategies or services
specifically designed or marketed to pass prop firm challenges.
• Using algorithms or automated trading systems
to manipulate trading activity or circumvent company rules.
• Accessing or operating another person's account without authorization.
• Any disruptive trading activity or behavior
that compromises market integrity.
• Arbitrage between an RZR Funded demo account
and any other trading account.
• Opening, operating, or controlling multiple accounts
using different, false, or misleading registration details,
or using IP addresses, VPNs, Proxies, Virtual Machines,
or linked devices to conceal ownership or shared control.
• High-Frequency Trading (HFT).
• Reverse Trading or Group Hedging.
• Overleveraging or Overexposure,
including repeatedly using excessively high margin levels
on a single instrument or correlated assets.
• One-Sided Bets:
Repeatedly adding positions in the same direction
in a way that results in excessive exposure or margin usage.
• Account Rolling or transferring risk between multiple accounts.
• All-or-Nothing Trading:
Risking the entire daily loss limit,
or a substantial portion of it, on a single trade
or a group of simultaneously open trades.
• Hedging between separate accounts is prohibited.
Hedging within the same account is permitted.
• Copy trading or coordinated trading between accounts
belonging to different individuals,
including matching or synchronizing entry and exit points,
timing, prices, trade direction, or trading strategies.
• Using the same or substantially similar trading strategies
across multiple accounts where the combined allocated capital
exceeds $400,000.
If prohibited trading activity is detected,
the company may restrict, suspend, or terminate the account,
adjust or cancel trading results and profits,
or reject or recover payouts associated with the violation.
RZR Funded considers certain high-risk or unsustainable
trading practices grounds for an account review,
which may result in the trader being placed in the
Risk Management Group (RMG).
Practices that may lead to RMG classification include:
• Excessive leverage or position sizing (Overleveraging).
• Excessive risk exposure through a single trade
or multiple correlated positions (Overexposure).
• Excessive concentration in one trading direction
or trading idea (One-Sided Bets).
• Risking the entire daily loss limit or a substantial
portion of it on a single trade or a group of
simultaneously open positions (All-or-Nothing Trading).
• Repeatedly passing and losing multiple accounts
within a short period in a manner classified as Account Rolling.
If a trader is placed in RMG,
the maximum leverage on RZR Funded accounts is reduced to:
• Forex: 1:30
• Indices: 1:5
• Commodities: 1:5
• Metals: 1:3
• Cryptocurrencies: 1:1
RMG restrictions do not apply to challenge accounts,
but may apply to existing and future RZR Funded accounts.
The company may also impose additional restrictions
when necessary, including reduced position sizes,
limitations on certain instruments,
or temporary account suspension.
The company may apply RMG classification retroactively
if prohibited trading practices are discovered
in previous trading activity.
This may include reviewing past trades and payouts,
reclassifying trades, or adjusting account results
in accordance with the applicable terms.
A trader's RMG status may be reviewed for removal
after completing 3 successful payouts
on a single RZR Funded account,
provided all 3 payouts occur after RMG classification.
Removal is subject to the company's verification.
The classification may also be removed
if the company determines that the risk management
concerns have been resolved.
Instant Funding, Instant Lite, and Instant24
are not available to residents of, or users
accessing these services from:
• United Kingdom
• Mauritius
• Hong Kong
• Singapore
These restrictions apply specifically to Instant account programs
and are separate from RZR Funded's general list of restricted countries.
Direct access to platform data beyond marketing claims.
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