AquaFunded

Trading during high-impact news events is allowed. However, profits generated during these periods are subject to a profit cap for each payout cycle.

News Trading Profit Cap:
The maximum eligible news trading profit is 0.5% of the account's starting balance per payout cycle.

When Does This Rule Apply?
The rule applies to trades opened or closed within 5 minutes before or 5 minutes after high-impact (Red Folder) news events.
It also includes FOMC speeches, statements, announcements, and related events.

Official Economic Calendars:
AquaFunded uses Forex Factory and Myfxbook to identify high-impact news events and their scheduled times.

How Are News Profits Calculated?
Profits generated during news events are tracked separately for each payout cycle.
You retain eligible profits up to 0.5% of the account's starting balance.
Any profits exceeding this cap are removed.
Exceeding the cap does not result in an account violation or termination. Only the excess profits are deducted.

Example:
Account size: $100,000.
News profit cap: $500.
Profit generated during news: $1,000.
$500 of the news profits is retained, while the remaining $500 is removed.
The retained profit remains subject to the applicable profit split at payout.

Effective Date:
The 0.5% news profit cap applies to trading accounts opened after April 27, 2026.

Accounts Purchased Before April 27, 2026:
These accounts remain subject to the previous news trading rules.
High-impact news trading is restricted on funded accounts within 5 minutes before and after the news event.
All profits generated from trades falling within this restricted window are removed without an account violation.

This policy applies to 1-Step Standard and Flex, as well as 2-Step Standard, Pro, and Elite accounts after passing the evaluation and becoming funded.

Payout Frequency:
Standard payouts are available every 14 days.
An optional paid add-on at checkout allows eligible traders to request payouts every 7 days for the lifetime of the account, subject to all payout eligibility requirements.

Profit Split:
The standard profit split is 90%.
An optional paid add-on allows eligible accounts to upgrade to a 100% profit split.

Special Requirements:
1-Step Flex:
At least 3 profitable trading days must be completed after receiving the funded account and before requesting the first payout.

2-Step Pro:
At least 3 profitable trading days must be completed on the funded account before requesting a payout.

A qualifying profitable day requires a profit of at least 0.5% of the initial account balance. Qualifying days do not need to be consecutive.

This policy applies to Instant Funding Standard, Pro, and Flex accounts.

Payout Frequency:
Standard payouts are available every 14 days.
An optional paid add-on at checkout allows eligible traders to request payouts on demand for the lifetime of the account, subject to all payout eligibility requirements.

Profit Split:
The standard profit split is 90%.
An optional paid add-on allows eligible accounts to upgrade to a 100% profit split.

Minimum Profitable Trading Days:
Instant Standard: 5 profitable days.
Instant Pro: 5 profitable days.
Instant Flex: 7 profitable days.

Each qualifying trading day must generate at least 0.5% profit based on the initial account balance. These days do not need to be consecutive.

Special Rule for Instant Flex:
A 5% profit withdrawal cap applies to each payout cycle, based on the initial account balance.
Example: A $100,000 account has a maximum eligible payout profit of $5,000 per cycle, before applying the profit split.
Any profits exceeding this cap will be deducted from the account balance when the payout is processed.

First Payout:
The first payout becomes available 14 days after the first trade on the funded account, unless an early payout add-on applies. All eligibility requirements must be met.

Subsequent Payouts:
The next 14-day period begins from the first trade placed after the previous withdrawal, unless an applicable paid add-on changes the payout frequency.

Minimum Payout:
$100.

Processing Fee:
A 3% processing fee is deducted from the requested payout amount.

Maximum Payout:
For accounts of $100,000 or more, each of the first two payouts is limited to $10,000.
This restriction is removed after the first two payouts. Any model-specific profit cap, such as the Instant Flex cap, continues to apply.

Payout Eligibility:
The account balance must be above the initial account balance.
All profitable trading day, consistency, and model-specific requirements must be satisfied.
All open positions and pending orders must be closed before submitting a payout request.
The account must have no violations that prevent payout eligibility.

Payout Methods:
Cryptocurrency payouts are available for amounts below $5,000.
Rise is available for payouts of $500 or more and supports bank transfers and cryptocurrency.

AquaFunded offers a payout processing guarantee of 24 business hours for approved reward requests.

Official Guarantee:
If an approved payout is not processed within 24 business hours, AquaFunded promises to add an extra $1,000 under its Reward Guarantee.

Guarantee Time Calculation:
The guarantee applies once the payout request is approved.
Payouts are processed on business days, and the guarantee timer is paused during weekends.
The company's business week begins on Monday at 9:00 AM and ends on Friday at 5:00 PM, Dubai time.

Important:
This guarantee covers the processing time of an approved payout request, not the time required for the funds to reach a bank account or wallet.
Actual receipt times may vary depending on the payment method and payment provider processing times.

Overnight and weekend holding is allowed on all accounts.

The daily drawdown limit is recalculated every day at 00:00 UTC. Daily drawdown includes realized and floating losses, as well as trading costs.

Calculation for Challenge Accounts:
This applies to 1-Step Standard and Flex, and 2-Step Standard, Pro, and Elite.

At the daily reset, AquaFunded uses the higher of account Balance or Equity.
The applicable daily drawdown percentage is subtracted from this value to determine the minimum permitted account value for the trading day.

Daily Drawdown Percentages:
1-Step Standard: 3%.
1-Step Flex: 3%.
2-Step Standard: 5%.
2-Step Pro: 5%.
2-Step Elite: 4%.

Instant Standard:
This model also uses the higher of Balance or Equity at 00:00 UTC.
The daily loss limit is calculated by subtracting 3% of this value.
The resulting limit remains fixed until the next daily reset.

Example with a 3% Daily Drawdown:
Account balance: $100,000.
Equity at reset: $102,000.
Reference value: $102,000.
Daily loss allowance: $3,060.
Daily loss threshold: $98,940.

Example with a Floating Loss:
If the balance is $100,000 and equity is $98,000 at the daily reset, the higher balance of $100,000 is used.
The daily loss threshold becomes $97,000, leaving only $1,000 of remaining floating loss allowance.

Instant Pro and Instant Flex:
Instant Pro: 3% daily drawdown.
Instant Flex: 2% daily drawdown.
Daily drawdown is calculated at 00:00 UTC using account balance or equity.
According to the official examples, a new $100,000 account starts with a daily loss threshold of $97,000 for Instant Pro and $98,000 for Instant Flex.

Important:
The daily drawdown limit must be respected throughout the trading day, including floating losses on open positions.
Breaching the daily limit results in account termination.
Traders must also comply with maximum drawdown limits and any additional model-specific risk rules.

Maximum drawdown is calculated differently depending on the account model, using either static or trailing drawdown.

Static Drawdown:
The maximum loss limit is calculated from the initial account balance.
This limit remains fixed regardless of how much profit the account generates.

1-Step Flex:
12% static maximum drawdown.
For a $100,000 account, the loss threshold is $88,000.

2-Step Standard:
8% static maximum drawdown.
For a $100,000 account, the loss threshold is $92,000.

2-Step Elite:
12% static maximum drawdown.
For a $100,000 account, the loss threshold is $88,000.

Trailing Drawdown:
The maximum loss threshold moves upward as the account reaches higher reference values.
The calculation and update method depend on the account model.

1-Step Standard:
6% trailing maximum drawdown.
The threshold follows the highest recorded Balance or Equity.
On a $100,000 account, if the reference value reaches $108,000, the loss threshold becomes $102,000.
The threshold continues moving upward with new highs and does not stop at the initial balance.

2-Step Pro:
10% trailing maximum drawdown.
The threshold follows increases in Balance or Equity according to the platform's calculation.
On a $100,000 account, if the reference value reaches $105,000, the loss threshold becomes $95,000.
If the account later drops to $103,000, the threshold remains at $95,000.
If it subsequently reaches $108,000, the threshold increases to $98,000.

Instant Standard:
5% trailing maximum drawdown.
The threshold is updated daily at 00:00 UTC.
AquaFunded uses the higher of Balance or Equity at the reset and subtracts 5% of the initial account balance.
Example for a $100,000 account:
Initial loss threshold: $95,000.
If the higher value at the daily reset is $103,000, the threshold becomes $98,000.
Once raised, it never moves down. Further increases occur only when a future daily reset produces a higher threshold.

Instant Pro:
6% trailing maximum drawdown.
The threshold is based on the highest recorded Equity, including floating profits, rather than closed Balance alone.
According to the official example, if Equity on a $100,000 account reaches $105,000, the threshold becomes $99,000.
A subsequent decline in Equity does not lower the threshold.

Instant Flex:
4% trailing maximum drawdown.
The threshold follows the highest recorded Equity, including unrealized profits.
If Equity on a $100,000 account reaches $105,000, the threshold becomes $100,800.
If Equity later declines to $103,000, the threshold remains at $100,800.
The threshold only moves higher when a new Equity peak is reached.

Important:
Maximum drawdown monitoring includes realized and unrealized profits and losses, commissions, and applicable trading costs.
The maximum loss limit must be respected at all times, including while positions are open.
Breaching the permitted limit results in account termination.
Daily drawdown and additional risk management rules also apply.

AquaFunded offers eligible funded traders the opportunity to increase their account allocation through its scaling plan.

Scaling Requirements:
Achieve a 12% profit within a 3-month period.
Comply with all trading and risk management rules.
Submit a scaling request to AquaFunded support.
All scaling requests are subject to account review and company approval. Scaling is not automatic upon reaching the required profit target.

Scaling Increase:
Each approved scaling increase adds 25% of the account's initial size.

Example:
Initial account size: $100,000.
Achieve 12% profit within 3 months.
After the first approved scaling: Account size increases to $125,000.
After qualifying for and receiving approval for the second scaling: Account size increases to $150,000.

The scaling process can be repeated after meeting the requirements during subsequent 3-month periods.
Each increase is calculated as 25% of the original account size, not the newly scaled balance.

Maximum Scaling:
Traders may scale their total allocation up to $4,000,000, subject to eligibility requirements and AquaFunded approval.

Floating loss limits and their consequences vary by account type. These rules apply independently of daily and maximum drawdown limits.

Funded Challenge Accounts:

The Wave Stop rule applies only after passing the challenge and receiving a funded account. It does not apply during the evaluation phases.

1-Step Standard:
2-Step Standard and Pro:
The Wave Stop limit is 2% of the account balance.
When the combined floating losses of open positions reach this limit, the system automatically closes all open positions in most cases.

First Strike:
Profit split is reduced to 50%. Trading may continue after the positions are closed.
Second Strike:
The funded account is permanently terminated.

1-Step Flex:
2-Step Elite (Current Rules):
The Wave Stop limit is 1% of the account balance.
This rule applies only to funded accounts, not during evaluation.
When the combined floating losses of open positions reach this limit, a strike is recorded under the following system:

First Strike:
Profit split is reduced to 50%.
Second Strike:
Profit split is reduced to 25%.
Third Strike:
The funded account is permanently terminated.

Instant Funding Accounts:

Instant Funding accounts do not use the challenge-based Wave Stop system. Instead, they follow the floating loss limits and penalties specific to each program.

Instant Standard:
The maximum floating loss is 1% of the initial account balance.
The combined floating profit and loss of all open positions is taken into account.
First Strike: Profit split is reduced to 50%.
Second Strike: Profit split is reduced to 25%.
Third Strike: The account is permanently terminated.

Instant Pro:
The maximum floating loss is 2% of the initial account balance.
The combined floating loss of all open positions is taken into account.
Reaching this limit results in immediate and permanent account termination.

Instant Pro 300K & 400K Exception:
The maximum floating loss limit is reduced to 1% of the account balance.
Reaching this limit results in permanent account termination.

Instant Flex:
The maximum floating loss is 1% of the initial account balance.
The combined floating profit and loss of all open positions is taken into account.
If the combined floating result reaches a loss of 1% or more, the account is permanently terminated.

Example:
For an account with an initial balance of $100,000:
A 1% limit equals $1,000.
A 2% limit equals $2,000.
The applicable reference balance for each program determines the actual loss limit.

Floating Loss Calculation:
The floating loss limits above are calculated based on open positions according to each program's rules.
Reaching the loss limit while positions remain open may trigger a violation even if those positions are later closed at a smaller loss.

Important:
These limits are independent of daily and maximum drawdown rules. An account may also be terminated for violating other risk limits, even if the floating loss limit has not been reached.

AquaFunded allows traders to purchase and trade multiple evaluation accounts simultaneously.

Funded Account Merging:
Eligible funded accounts can be merged up to a maximum combined allocation of $400,000.

Merging Requirements:
Each account requested for merging must be at breakeven.
Accounts are subject to company review to verify compliance with trading rules and account merging requirements.
Merging is subject to AquaFunded approval.

Instant Funding Accounts:
Instant funding accounts cannot be merged.

Scaling Plan:
Traders may increase their total allocation up to $4,000,000 through the scaling plan, subject to its eligibility requirements.

At least one trade must be placed every 30 days to keep the account active.

The inactivity period starts from the date of the first trade on the account.

If no trade is placed within a 30-day period, the account will be considered inactive and permanently breached.

AquaFunded allows copy trading between accounts owned by the same trader, provided all accounts are legally registered to and associated with that trader.

Allowed Copy Trading:
Copy trading between AquaFunded accounts owned by the same trader.
Copy trading between evaluation and funded accounts in both directions.
Copy trading between AquaFunded accounts and external accounts owned by the same trader.
Using trade copier software, provided all company rules are followed.

Prohibited Copy Trading:
Copying trades or trading signals from other traders.
Copy trading between accounts belonging to different individuals, including family members or friends.
Using third-party trading strategies, including strategies designed specifically to pass evaluations.

Important:
Permission to use copy trading does not exempt traders from risk management requirements, prohibited strategy rules, or any other company policies.

AquaFunded offers optional paid add-ons during checkout. Availability may vary depending on the selected account model.

100% Profit Split:
Increases the standard profit split from 90% to 100% for the lifetime of the account, where available.

Payouts Every 7 Days:
Available for eligible challenge models, allowing payout requests every 7 days for the lifetime of the account, subject to payout eligibility requirements.

On-Demand Payouts:
Available for eligible instant funding accounts, allowing payout requests on demand for the lifetime of the account, provided all payout requirements are met.

Swap-Free:
Allows trading without overnight swap charges when this option is available for the selected account.

Important:
Available add-ons depend on the selected account and checkout options. Add-ons do not override other trading rules or payout eligibility requirements.

Account verification requires an official identity document belonging to the account holder.

Proof of Identity:
A national ID card, passport, or driver's license, depending on the documents accepted by the verification provider.

A selfie may be required to verify that the identity document belongs to the account holder.

Proof of address or additional documents may also be requested depending on the country of residence and verification requirements.

All documents must be valid, clearly readable, and match the account holder's registered information.

AquaFunded allows the use of Expert Advisors (EAs) and automated trading bots, provided all company trading rules are followed.

Permitted Use:
Using EAs and trading bots as part of the trader's personal strategy.
EAs do not have to be programmed by the trader personally, provided their use complies with company rules and permitted trading strategies.

Prohibited Use:
High-Frequency Trading (HFT).
Tick Scalping.
Latency Arbitrage and prohibited arbitrage strategies.
Exploiting pricing delays, platform errors, or price-feed issues.
Using pre-built third-party strategies designed to pass evaluations or violate trading conditions.

Important:
Permission to use automated trading does not exempt traders from risk management limits or other account-specific trading rules.

A profitable trading day is a day when the trader achieves a profit of at least 0.5% of the account's initial balance.

Example:
For a $100,000 account, a daily profit of at least $500 is required for the day to count as a profitable trading day.

Profitable trading days do not need to be consecutive.

AquaFunded prohibits trading strategies that exploit simulated trading conditions or unrealistic execution environments, during both evaluation and funded stages.

Prohibited Strategies and Practices:
Tick Scalping.
High-Frequency Trading (HFT).
Latency Arbitrage and Reverse Arbitrage.
Hedge Arbitrage and prohibited arbitrage bots.
Exploiting platform errors, frozen prices, or demo server failures.
Using delayed price feeds or charts.
Exploiting pricing or execution delays.
Using material non-public information or front-running trades.
Exploiting market closing and opening gaps in violation of company rules.
Using off-the-shelf third-party strategies, especially those marketed to pass challenges.
Passing an evaluation with one strategy and switching to a different strategy on the funded account, as determined by the company.

Short-Duration Trading:
Trades held for less than 2 minutes may be classified as prohibited Tick Scalping.
On funded accounts, profits generated from such trades may be removed under the company's trading policies.
Not every trade under 2 minutes is automatically considered a violation. Classification depends on the company's review of the trading activity.

Margin Usage and Gambling Policy:
Traders must not use more than 80% of their available account margin in a single trade or trading position.
Exceeding this threshold constitutes a violation regardless of whether the trade is profitable or unprofitable.
Profits generated from trades violating this rule will be deducted.
Repeated or serious violations may result in an account reset or permanent breach.

Excessive Risk Taking:
All-in and Boom or Bust trading strategies are prohibited.
Violations may include excessive risk on a single position or excessive cumulative risk across multiple overlapping positions.
Unrealistic risk-taking connected to major news events is also prohibited.

Password Changes:
Traders must use the original trading platform password provided by AquaFunded via email.
Changing this password is not allowed.

Violations and Account Reviews:
Prohibited trading may result in profit deductions, payout denial, rejection of funded account eligibility, or account termination, depending on the violation and the company's review.
AquaFunded may review trading activity and risk management at any stage. Some violations may only be identified during a manual account review.

Important:
Hedging within the same account, Martingale strategies, and trading without a stop loss are not inherently prohibited, provided all risk limits and trading rules are respected.
This list is not exhaustive. The company may classify other unfair or unrealistic trading practices as prohibited strategies.

AquaFunded offers a full refund of the evaluation fee paid for a successfully completed challenge.

Refund Timing:
The evaluation fee is fully refunded upon receiving the fourth payout from the funded account.

Important Condition:
If the account experiences a Hard Breach before reaching the fourth payout, the trader loses eligibility for the evaluation fee refund.

This policy applies to fees paid for completed evaluation accounts and does not apply to instant funding accounts.