Finotive Funding

News Trading

News trading is allowed on Finotive Funding, and there are no restrictions preventing news trading.

However, traders must manage risk responsibly because high-impact events such as NFP and CPI and FOMC may cause extreme volatility, slippage, wider spreads, or stop-loss orders to be skipped.

Any losses or drawdown incurred during news events count normally toward the account limits.

Prohibited During News Events

The following method is not allowed: News Straddling, which means opening both buy and sell positions immediately before the release to try to capture the post-news price move.

The firm considers this a high-risk practice that does not reflect sustainable, genuine trading.

Summary

News trading is allowed, but avoid opening opposing positions immediately before a release and use appropriate risk management, as any news-related loss will count against the account.

Finotive Funding Payout Policy

All payouts at Finotive Funding through the internal payment system Finotive Pay.

Before the first payout, the Finotive Pay account must be linked to the Finotive Funding so your profit share can be transferred to the wallet after the payout is approved.

When Is the First Payout Available?

First-payout eligibility depends on the account type and its conditions, but the first payout is generally available On Demand after meeting the applicable requirements and closing all open positions.

One-Step and Two-Step Challenge Accounts

After reaching the funded stage, you must complete the Minimum Profitable Days before submitting the first payout request.

Pro Accounts

The same requirement as evaluation accounts applies: a payout may be requested after completing the Minimum Profitable Days during the funded stage.

Instant Standard Account

There is no minimum profitable-day requirement; a payout may be requested after the first profitable trade.

Instant Lite Account

You must complete 5 Profitable Trading Days before the account becomes eligible for its first payout.

Payout Cycle

All Accounts

The first payout is On Demand after meeting the payout conditions; subsequent payouts are available every 7 Days between payout requests.

Instant Lite Account

The payout cycle is every 14 Days after meeting the account-specific payout conditions.

General Requirements Before a Payout Request

All open positions must be fully closed before submitting a payout request.

The minimum payout request is 1% or its equivalent.

You must meet the Minimum Profitable Days based on the account type and payout cycle.

How to Request a Payout

Once the conditions are met, log in to the Trader Dashboard, then go to the Payout Request and submit the payout request.

Once the request is approved, the amount is transferred directly to your balance in Finotive Pay.

Approval and Review Time

The firm states that most payout requests are approved within seconds.

If the request is referred for manual review due to compliance checks or trading activity, the review typically takes 24 to 48 hours depending on the case.

Payout Processing Schedule

Payouts are processed on a fixed weekly schedule every Friday.

Once the profits reach the Finotive Pay, the funds may be withdrawn via cryptocurrency, Revolut, or bank transfer.

To be included in Friday’s payment batch, the payout request must be submitted through Finotive Pay before 23:59 CET on Thursday.

Important Note

The account is not suspended while the payout is being processed, and the trader may continue trading during the review.

The firm reserves the right to delay or withhold a payout in the event of a violation, suspicious activity, or suspected non-compliance with the trading rules.

Finotive Pay is Finotive Funding's internal payout system for managing and receiving funded-trader profits.

Once a payout request is approved, the profits are first transferred to your Finotive Pay account, creating one central place for all of your profit-share payments.

Finotive Pay Benefits

Unified payout hub
All approved profits are credited to your Finotive Pay balance instead of being handled through several payment providers or separate processing timelines.

Multiple withdrawal methods
After the funds reach Finotive Pay, they can be withdrawn through cryptocurrency, bank transfer, or Revolut.

Speed and reliability
The firm states that most payout requests are approved within seconds. Requests that require a manual review are normally checked within 24 hours. Funds are then distributed according to the fixed weekly payout schedule on Friday.

Trading continues during the payout process
The trading account is not paused while a payout is being processed. Traders may continue trading while approved profits are transferred to the Finotive Pay wallet.

Summary
Finotive Pay serves as an internal hub for collecting and withdrawing profits in a faster and more organized way, with several available payment methods.

How a profitable day is calculated

A profitable day is a trading day on which the account balance at 23:00 CET is at least 0.5% higher than the balance at the end of the previous trading day.

The 0.5% requirement is calculated from the initial account size, not the current balance. Profitable days do not need to be consecutive.

Required profitable days by account type

Instant Funding Standard: no minimum requirement — 0 days.
Instant Funding Lite: 5 profitable days.
1-Step Standard / Pro: 3 profitable days.
2-Step Standard / Pro: 2 profitable days.

Important payout note
The applicable waiting period between payouts must be completed for the account type, and every open position must be fully closed before a payout request is submitted.

The Notional Volume rule measures the account's true open exposure: the total notional value of all open positions, regardless of where stop losses are placed.

How it is calculated
Each open trade has a notional value based on its lot size and current market price. The values of all open positions are added together and compared with the account size to confirm that leverage and exposure remain within the permitted limit.

Why the rule exists
Finotive Funding uses this rule to prevent very large positions from being presented as low risk through an extremely tight stop loss while the account's real market exposure remains excessive. The objective is realistic and sustainable risk management.

Consequences of exceeding the limit
Repeated Notional Volume breaches may be treated as high-risk trading. Minor cases may lead to a warning or soft breach, while repeated or severe cases may lead to a hard breach, account closure, refusal to advance to the next phase, or a reduced payout.

Notional Volume limits by account size

$2,500: 5,000% limit — maximum exposure $125,000 — effective leverage 1:50.
$5,000: 4,000% limit — maximum exposure $200,000 — effective leverage 1:40.
$10,000: 3,000% limit — maximum exposure $300,000 — effective leverage 1:30.
$25,000: 2,500% limit — maximum exposure $625,000 — effective leverage 1:25.
$50,000: 2,000% limit — maximum exposure $1,000,000 — effective leverage 1:20.
$75,000: 1,500% limit — maximum exposure $1,125,000 — effective leverage 1:15.
$100,000: 1,250% limit — maximum exposure $1,250,000 — effective leverage 1:12.5.
$150,000: 1,000% limit — maximum exposure $1,500,000 — effective leverage 1:10.
$200,000: 1,000% limit — maximum exposure $2,000,000 — effective leverage 1:10.

Example
On a $50,000 account, the Notional Volume limit is 2,000%, so total open exposure may not exceed $1,000,000. On EURUSD, notional value is based on the base currency, so 10 standard lots equal approximately €1,000,000 or its USD equivalent.

Dashboard calculator
The dashboard includes a Notional Volume Calculator that uses the current account balance and open positions to show the remaining allowance and the maximum lot size that can be opened without exceeding the limit.

At Finotive Funding, the leverage shown in MT5 or promotional material, such as 1:50 or 1:100, does not necessarily mean that the full amount can be used for trading. It is the platform's technical margin setting, while actual trading capacity is controlled by the Notional Volume rule.

What Notional Volume means
It is the total market value of all open positions compared with the account size or balance. The firm therefore evaluates the account's real combined exposure, not only lot size or stop-loss distance.

General exposure limit
Finotive accounts may hold combined open notional exposure of up to 1,000% of the account balance, subject to the account-specific limits and Notional Volume information displayed in the dashboard.

Example on a $10,000 account
The following trades may represent broadly similar exposure:
1.00 lot EURUSD ≈ $100,000 notional value.
0.40 lot GBPJPY ≈ $100,000 notional value.
0.40 lot XAUUSD ≈ $96,000 notional value.
0.02 lot BTCUSD ≈ $100,000 notional value.

Although lot sizes differ across forex pairs, gold, and Bitcoin, the actual exposure can be similar. Notional Volume standardizes this exposure across instruments.

Summary
Displayed leverage is a technical margin setting. The real cap on open positions is determined by Notional Volume, so the dashboard calculator should be checked before large trades are opened.

Finotive Funding reviews trading behaviour for patterns that statistically increase the likelihood of losing the account quickly. The purpose is to protect the account and encourage sustainable trading rather than restrict normal strategies.

Examples of high-risk behaviour

Excessive Notional Volume
Exposure above 1,000% of the account balance is considered a risk signal. It may generate short-term gains but commonly results in account failure over time.

Stacking correlated positions
Opening several trades on the same pair or correlated instruments—such as EURUSD and GBPUSD, or gold and silver—can multiply the account's true directional exposure.

Martingale and grid strategies
Increasing lot size after losses or stacking grid positions is considered high risk because the account can deteriorate rapidly.

News straddling
Placing simultaneous buy and sell orders around high-impact news to capture the post-release move is treated as unnatural and unsustainable behaviour.

Artificially tight stop losses
Using an extremely tight stop only to disguise a large lot size while real exposure remains high may breach realistic risk-management expectations.

Important note
A single trade will not normally place a risk flag on the account. The firm reviews the overall pattern, not one isolated mistake.

Summary
Normal trading is allowed, but Finotive monitors behaviour resembling gambling, including excessive exposure, position stacking, martingale, grid trading, news straddling, and stop-loss placement designed to conceal unusually large exposure.

Finotive Funding handles behavioural and risk violations progressively. An account is not normally closed because of a single trade; the overall trading pattern is reviewed first.

First stage: warning or guidance
A minor issue or first risk signal may result in a warning or a request to adjust the trading approach. In some cases, a payout may be temporarily delayed while the behaviour is reviewed. The purpose at this stage is guidance rather than punishment.

Repeated issues: restrictions or internal flags
If gambling-like patterns continue, the risk team may add internal flags. Possible consequences include a reduced profit split, a mandatory payout, or loss of scaling eligibility.

Severe or intentional violations
Clear manipulation, repeated News Straddling, or strategies intended to exploit the system may be classified as a Hard Breach and can result in immediate account closure.

Summary
Minor issues normally begin with a warning. Repetition or intentional manipulation may lead to a reduced profit split, loss of scaling eligibility, payout delays, or account closure.

Finotive Funding treats Stop Loss (SL) and Take Profit (TP) orders as core parts of a trading plan because they define the expected risk and reward before entry.

Repeatedly closing positions manually before either level is reached can weaken the plan and make exits emotional rather than strategy-based.

Why repeated early exits may be a concern
They may indicate undisciplined risk decisions, distort the risk-to-reward profile by cutting winners while allowing losses to run, and encourage fear-driven or revenge trading.

Best practice
Define the SL and TP before opening the trade and allow the position to follow the plan. An early close or adjustment is reasonable when the original trade thesis genuinely changes—for example, after a fundamental development—and the reason should be documented.

Important note
If more than 50% of trades do not interact with either the stop loss or take profit, the account may receive a risk flag for behaviour that resembles gambling.

Summary
Manual early exits are not prohibited by themselves, but frequent unexplained exits may indicate emotional trading. The preferred approach is to establish SL and TP before entry and deviate only when the original analysis has materially changed.

No more than 40% of your trades should have a duration of less than 2 minutes.

In addition, profits generated from trades lasting less than 2 minutes must not reach 20% of total account profits.

The trader dashboard displays simplified statistics for short-duration trades so the trader can monitor these limits.

Finotive Funding allows trading at any time and does not directly ban entries or exits during a specific session. However, it monitors Liquidity Abuse: systematically relying on low-liquidity periods where spreads may widen, pricing may become unstable, sharp gaps may occur, or execution may be delayed.

The rule focuses particularly on the period between 22:00 and 02:00 UTC. Profits generated during this window must not exceed 20% of total account profits.

If profits from the low-liquidity window exceed 20%, the account may be reviewed even though trading during the period itself is allowed. Repeated reliance on the window can lead to a reduced payout, a breach, or another account action based on the firm's review.

Traders should avoid making the period between 22:00 and 02:00 UTC a systematic source of account profits. In Iraq and Saudi Arabia, this is approximately 01:00 to 05:00.

The best way to avoid the issue is to distribute profits across normal market hours instead of depending heavily on weak-liquidity conditions.

If an account remains without any trading activity for 30 days, it is permanently closed.

Margin is the amount reserved from the account balance when a position is opened. It acts as collateral that allows the position to remain open.

At Finotive Funding, margin requirements depend on the account type and its available leverage. Higher leverage reduces the margin required to open a position, while lower leverage increases it.

Margin is not the same as the trade's actual risk, which is controlled through the stop loss and the firm's risk rules. Margin instead limits the total position size that can be held at one time.

Margin requirements by account type

Challenge and Pro accounts: leverage up to 1:100.
Instant Funding Standard: leverage up to 1:100.
Instant Funding Lite: leverage up to 1:25.
Swap-Free accounts: the same leverage as the selected account type, without swap charges according to the account terms.

Important note
Leverage and margin determine technical capacity, while actual exposure remains subject to Notional Volume and the account's risk limits.

Challenge and Pro accounts

Weekend holding is allowed on Challenge and Pro accounts. Open positions remain exposed to weekend gaps when the market reopens, and any gap-related loss counts normally toward the Daily Drawdown and Maximum Drawdown limits.

Instant Funding accounts

By default, all non-crypto positions on Instant Funding accounts must be closed before the market closes on Friday at 17:00 New York time.

The restriction can be removed by purchasing the Weekend Holding Add-On during checkout when it is available for the selected account type.

Crypto positions
Crypto positions are exempt and may be held through the weekend on Instant Funding accounts.

Violation on an Instant Funding account
Holding a non-crypto position through the weekend without the add-on results in a Strike. These strikes use the same strike system as Notional Volume violations and accumulate with other breaches. At 3 strikes, the Instant Funding account is closed. Each strike also reduces the next payout to only 10%.

Important note
The firm recommends closing positions by 16:50 New York time on Friday—ten minutes before the close—to reduce liquidity and execution risk.

Finotive Funding allows Expert Advisors (EAs) when they reflect the trader's own skill and strategy.

Allowed EAs
An EA is allowed when the trader designed, customized, or programmed it personally. It must comply with every account rule, including drawdown limits, monetary risk, Notional Volume, stop-loss requirements, and the MPD rule.

Prohibited EAs
Widely sold or ready-made commercial EAs are not allowed because they may not reflect the trader's own ability and frequently rely on unrealistic or high-risk behaviour. Automated systems using martingale, grid trading, or News Straddling are also prohibited, whether the method is automated or manual.

Summary
Automation is acceptable when it implements the trader's own strategy and complies with the rules. Commercial off-the-shelf systems and automation based on prohibited or unrealistic-risk methods are not allowed.

Finotive Funding permits hedging inside the same account only. Hedging between different accounts or with external accounts is prohibited.

Allowed hedging
Buy and sell positions may be opened within the same account, including on the same pair or correlated instruments, when this forms part of the trader's risk-management method.

Prohibited hedging
Opposite trades may not be opened across separate Finotive accounts. Hedging against external accounts at another prop firm or broker—commonly described as Reverse Trading—is also prohibited.

Consequences
A trader identified as using Reverse Trading may be banned immediately. Accounts involved may be closed without payment of profits.

Summary
Hedging is allowed within one account. Opposite positions across different accounts or external accounts can lead to account closure and a trader ban.

Finotive Funding permits copy trading only when the copied trades reflect the trader's own strategy.

Allowed copying
Trade-copying tools may be used to replicate your own trades across your personal Finotive accounts, such as between your own Challenge and Instant Funding accounts. This is allowed when the strategy belongs to you and is used to reduce manual execution errors.

Prohibited copying
Copying another trader, paid signals, purchased strategies, and social-copying platforms are not allowed. Copying may also not be used to manipulate performance or hedge between accounts, as this may constitute prohibited Reverse Trading.

All copied positions must still comply with the firm's drawdown limits, monetary-risk rules, and Notional Volume limits.

Summary
Copy trading is allowed between your own accounts when the strategy is genuinely yours. Copying other traders or using copying to manipulate or hedge between accounts is prohibited.

Finotive Funding manages risk by monitoring the aggregate exposure of its traders rather than fully copying every trader's position into the live market.

The objective is to protect the firm's capital, preserve the program, and maintain a stable trading environment.

Why every trade is not fully copied
Challenge trading takes place in a simulated environment. If every position were copied into the live market, the firm would assume all real-market risk, including aggressive or poorly managed positions from traders who may still appear profitable in the short term.

Trader risk assessment
Funded traders are internally assessed using their Challenge performance and ongoing funded-stage behaviour. Consistent, disciplined, and sustainable traders receive a stronger confidence assessment, which can increase the likelihood that some or all of their exposure is mirrored when it aligns with the firm's aggregate book.

This assessment does not prevent a trader from purchasing accounts or advancing through the program; it is used internally to understand risk by trader and instrument.

Order-book analysis
The firm reviews all open positions collectively by instrument and direction. Concentrated exposure in volatile assets such as XAUUSD or crypto is assessed at portfolio level.

Selective hedging
Depending on trader quality and aggregate exposure, the firm may hedge anywhere from 0% to 100% of the risk in the live market. Partial hedging may be used instead of full hedging.

Continuous adjustments
Hedge levels can change during the trading day as market conditions and trader positioning change. The firm may increase hedging when volatility or concentration rises and reduce it when exposure is diversified and risk is lower.

Summary
Finotive uses trader assessment, portfolio-level exposure analysis, and selective hedging rather than automatically copying every position in full.

The Instant Funding Drawdown Threshold applies only to Instant Funding Standard and Instant Funding Lite accounts.

Floating loss is assessed separately for each trading instrument and is calculated from the initial account size, not the current balance.

Early alert at 1.0%
When floating loss on a trade or instrument reaches 1.0% of the initial account size, an early alert is sent through email, the dashboard, and MT5. This is not a Strike and carries no penalty.

Formal warning at 1.5%
At 1.5%, a formal warning is sent through email, the dashboard, and MT5. The first formal warning at this level is not a Strike. After that first warning, any new 1.5% breach on a new trade or new instrument counts as a Strike.

Calculation method
All open trades on the same instrument are combined to determine that instrument's net floating drawdown. Positions on different instruments are evaluated separately.

Example: on a $100,000 initial account, the 1.5% threshold remains $1,500 even if the account balance later increases or decreases.

Strike system
A Strike may result from a repeated 1.5% floating-drawdown breach, a Notional Volume violation, or weekend holding without the Weekend Holding Add-On. An account may carry up to 4 Strikes; the account is closed when the 5th Strike is reached.

For floating drawdown, the same instrument and the same continuing trade cannot receive more than one Strike. A new Strike requires a new breach on another trade or instrument.

Summary
The 1.0% level is an early alert and 1.5% is a formal warning. The first 1.5% warning is not a Strike, but subsequent new breaches may count toward the five-Strike closure threshold.

Finotive Funding's Floating Drawdown rule applies differently during the Evaluation and Funded stages.

Evaluation stage
On standard Challenge and Pro Challenge accounts, the floating-drawdown threshold is 2.0% of the initial account balance. Reaching this level during Evaluation is only a Soft Warning; it does not close or reset the account, reduce profits, or create a Strike.

Example: on a $100,000 Challenge account, 2% equals $2,000. A floating loss of $2,050 on one symbol is approximately 2.05%. During Evaluation, this may generate a warning but not a Strike or closure under this rule.

Funded stage
After passing the Evaluation, the rule becomes enforceable on Funded Challenge and Funded Pro accounts. The core threshold remains 2.0% of the initial balance, and an early alert may be sent at 1.5%.

Reaching or exceeding 2.0% on an open position or instrument results in 1 Strike and reduces the profit split to 10% for the affected payout cycle.

Example: on a $100,000 funded account, 1.5% equals $1,500 and may trigger an early alert. A floating loss of $2,000 or more on the same symbol reaches the 2.0% threshold and may produce a Strike and a 10% profit split for the current payout cycle.

Each trade and instrument can receive only 1 Strike under this rule. Further breaches on other trades or symbols may lead to additional restrictions or review.

Summary
The 2.0% threshold is a soft warning during Evaluation. In the Funded stage, it becomes an enforceable breach that creates a Strike and reduces the current payout cycle's profit split to 10%.

Finotive Funding requires trading to reflect a clear strategy, rational risk management, and behaviour that could be sustained in real market conditions. Methods based on system exploitation, manipulation, extreme risk, or technical loopholes are prohibited.

Price-feed or execution exploitation
Exploiting price differences between platforms, delayed feeds, execution errors, or technical weaknesses—including Latency Arbitrage—is prohibited.

Cross-account manipulation and Reverse Trading
Coordinated or opposite positions across different accounts, including external prop-firm or broker accounts, are prohibited. Hedging inside the same account may be allowed, but manufacturing profits in one account and losses in another is considered manipulation.

Copying other traders or external signals
Paid signals, purchased strategies, social-copying services, and copying another trader are not allowed. Only the trader's own strategy may be copied across personal accounts.

Commercial or abusive Expert Advisors
EAs are permitted only when designed or customized by the trader. Commercial systems that exploit latency, news, martingale, grid methods, or another prohibited behaviour are not allowed.

News Straddling
Simultaneous buy and sell orders placed around high-impact news to capture the release move are prohibited.

Martingale and Grid
Increasing lot size after losses or stacking multiple positions to recover losses is treated as high-risk gambling behaviour.

Excessive Notional Exposure
The firm evaluates the total notional value of open positions, not only lot size or stop-loss distance. Exceeding Notional Volume limits may lead to a warning, Strike, reduced payout, or account closure depending on severity and account type.

High-frequency or ultra-short trading
Methods that depend on a very high number of extremely short trades or sub-second execution advantages may be classified as toxic or unfair.

Low-liquidity and spread exploitation
Strategies designed to exploit weak liquidity, spread widening, market open or close, or other abnormal conditions are prohibited.

Swap-Free abuse
Swap-Free accounts may not be used primarily to exploit interest-rate differentials or the absence of swap charges.

Account sharing and suspicious IP/device activity
Account sharing or third-party trading is prohibited. Unusual device or IP relationships across multiple accounts may be reviewed for collusion or rule circumvention.

Consequences
Prohibited strategies can lead to review, a Strike, a reduced or cancelled payout, refusal to advance, or account closure. Deliberate or severe cases may be treated as a Hard Breach, resulting in immediate closure and loss of payout eligibility from that account.

Finotive Funding requires traders to complete verification, follow the trading rules, and accept the applicable agreements before trading or receiving payouts.

KYC and AML
KYC and AML checks are used to verify identity and prevent false identities, duplicate accounts, money laundering, and unlawful activity. After purchase, the trader must complete verification and sign the Trader Agreement. The account remains Trading Disabled until both are accepted.

Verification normally requires an official passport, national ID, or driving licence plus facial or biometric verification. Finotive uses Sumsub for identity, fraud, sanctions, and PEP screening. Proof of address or a short video interview may be requested in exceptional cases.

Regulatory position
The firm explains that the prop-trading sector is not financially regulated in the same way as brokerage or asset-management businesses because it does not provide brokerage, client-money management, or investment advice. Traders pay an access fee to trade simulated accounts, and payouts are funded from company revenue rather than pooled client deposits.

The firm nevertheless applies KYC, AML, risk monitoring, and payout reviews modeled on financial-industry compliance practices.

Operating entity
Finotive Funding is a trading name of Finotive Funding Technologies Limited, based in the Dubai International Financial Centre, and forms part of the Finotive One group structure with related entities in Dubai, Cyprus, Hungary, and Mauritius.

Trader agreements
The Trader Agreement sets out trading rules, payout terms, and trader responsibilities. By signing it, the trader also accepts the applicable Finotive Markets and Finotive Pay terms because trading and payouts operate through the broader Finotive ecosystem.

Rule violations
Minor issues may lead to risk-team review, a warning, or a request for clarification. Serious risk breaches, compliance failures, fraud, or prohibited strategies may result in immediate closure. Once trading has started, the account fee is not refunded if the account later closes for a violation.

Where fraud or abuse is suspected, all linked accounts may be suspended during the investigation, and confirmed violations may prevent the trader from opening new accounts.

Hard Breach
Examples include breaching Daily or Maximum Drawdown, attempting to bypass rules, latency-exploiting copy systems or EAs, stacking correlated exposure, fraud, duplicate identities, false information, identity theft, stolen payment methods, or sharing account credentials. A Hard Breach results in immediate closure, liquidation of open positions, and loss of payout eligibility from that account.

Fraud prevention
External verification and internal monitoring are used to identify duplicate accounts, false identities, suspicious payment methods, chargebacks, copy trading, account sharing, price exploitation, gambling-like trading, and attempts to exceed Max Allocation through multiple profiles or identities.

Taxes
Payouts are made to the trader as an Independent Contractor. Finotive does not withhold taxes; the trader is responsible for reporting income and paying taxes under local law. Finotive Pay provides transaction records but does not give tax advice.

Personal-data protection
The firm states that data is handled under GDPR standards. Secure providers such as Sumsub are used so sensitive identity data is not stored directly on Finotive servers. Encryption, access controls, limited retention, and a policy against selling user data for commercial marketing are also applied.

Restricted countries
Services are not offered to residents of Iran, the Palestinian Territories, or North Korea, or in any jurisdiction where use of the service would violate applicable local law.

Pro Challenge accounts are an advanced version of Finotive Funding's standard Challenge accounts for traders seeking enhanced funded-stage benefits.

Pro accounts are available as 1-Step or 2-Step evaluations and use the same general evaluation framework as standard Challenge accounts.

Profit targets
1-Step Pro: 10% profit target.
2-Step Pro: 7.5% in Phase 1 and 5% in Phase 2.

Funded-stage benefits

Monthly salary
After reaching the Funded stage, the trader receives a monthly salary equal to 1% of the purchased capital, credited daily to Finotive Pay. Salary already paid remains with the trader even if the account is later closed or breached.

Higher profit split
Pro accounts offer a profit split of up to 100%. Standard Challenge accounts begin at 80% and can reach 95% through scaling.

Stricter consistency expectations
Maintaining Pro status requires disciplined and stable activity, balanced trading, avoiding excessive reliance on one asset, and meeting the periodic performance requirements.

If Pro rules are not maintained
The account is not immediately closed. It is downgraded to a Standard Funded account, allowing the trader to continue while losing the enhanced Pro benefits.

The Funded Stage Refresh is a protection option available only during the Funded stage. Instead of losing the funded account when it approaches the Maximum Drawdown limit, an eligible trader may pay a refresh fee to restore the account to its initial balance and continue from the Funded stage.

Eligibility
Refresh is not available during the Challenge or Evaluation stage. It becomes available when the account is within 10% of its Maximum Drawdown limit.

Example: if the relevant drawdown limit is $10,000, the option may appear when the account is within $1,000 of that limit.

What is preserved
The account returns to its original starting balance. The current profit split, scaling progress, and payout history remain intact, and previously withdrawn profits remain with the trader.

Number of refreshes
Up to 3 Refreshes are available for each funded account originating from a Challenge. Every refresh is purchased separately in the trader dashboard when the account becomes eligible.

Cost
The cost depends on account size and is shown in the dashboard. It is normally higher than purchasing a new Challenge because the trader returns directly to the Funded stage without repeating Evaluation.

Summary
Funded Stage Refresh provides an additional opportunity to restore an eligible funded account while retaining its profit split, scaling progress, and payout history. It does not remove the normal risk rules.

Max Allocation is the maximum capital a trader may hold across Finotive Funding accounts and programs. It prevents traders from bypassing allocation limits through multiple purchases or profiles and supports portfolio-level risk management.

Limits by account type

Challenge accounts: initial allocation up to $600,000, scalable to more than $2,040,000.
Pro accounts: initial allocation up to $600,000, scalable to more than $2,040,000, with salary growth as the account scales.
Instant Funding Standard: initial allocation up to $200,000, scalable to $680,000.
Instant Funding Lite: initial allocation up to $200,000, scalable to $680,000.

Total potential allocation
Using the maximum across all programs, combined allocation after scaling can exceed $5.4 million.

Creating multiple personal profiles, using different identities, or otherwise attempting to bypass Max Allocation is prohibited. Such activity may lead to account review, suspension of linked accounts, or closure.

Finotive Funding's Scaling Plan rewards consistent and responsible long-term performance.

Scaling eligibility is reviewed every 90 days from the start of the funded account. Each cycle consists of 3 monthly periods of 30 days each.

How scaling works
When the account qualifies, its balance is increased by 30% at the end of the review cycle. The profit split also increases by 5% with each scaling event until the account-type maximum is reached. Traders do not need to leave profits in the account; payouts do not interrupt scaling progress.

Consistency requirements
The required profit target must be achieved during the 90-day cycle.
1-Step and 2-Step Challenge: at least 2 of the 3 months must finish profitable.
Instant Funding, Instant Funding Lite, and Pro: all 3 months must finish profitable.

Profit targets over 3 months
1-Step Challenge: 12%.
2-Step Challenge: 10%.
Instant Funding Standard: 15%.
Instant Funding Lite: 15%.
1-Step Finotive Pro: 12%.
2-Step Finotive Pro: 10%.

Additional conditions
A single trade may not represent more than 7.5% of total profits for the scaling cycle. At least 50 trades must be closed during the cycle. Instant Funding and Instant Funding Lite accounts must also satisfy their normal payout requirements.

Profit-split progression
1-Step Challenge: starts at 75% and may reach 95% through 4 scalings.
2-Step Challenge: starts at 80% and may reach 95% through 4 scalings.
Instant Funding Standard: starts at 70% and may reach 90%.
Instant Funding Lite: starts at 65% and may reach 85%.
1-Step and 2-Step Finotive Pro: fixed at 100%.

Examples of maximum scaling per account
$10,000 may scale to $32,000.
$25,000 may scale to $85,000.
$50,000 may scale to $170,000.
$100,000 may scale to $340,000.
$200,000 may scale to $680,000.

Summary
Every 90 days, qualifying accounts receive a 30% balance increase and a 5% profit-split increase until the applicable account maximum is reached.