Finotive Funding

News Trading:

Finotive Funding allows trading during economic news releases and does not impose a general ban on news trading.

Trades must reflect genuine market analysis and directional market views rather than exploiting short-term volatility or execution delays.

High-impact events such as NFP, CPI, and FOMC may cause significant volatility, wider spreads, and slippage.

Profits and losses generated during news events remain subject to the account's normal risk limits and rules.

News Straddling:

On standard account types, opening opposing or hedged positions on the same or correlated instruments to exploit rapid price movements around news events is prohibited.

The restricted window extends 15 minutes before and 15 minutes after the event.

Covered Events:

• Red or Amber events on Forex Factory.
• Corporate earnings announcements.
• Geopolitical news and events.

This window is not a general news trading ban. It specifically targets opposing positions and unfair exploitation of news-driven volatility.

Two-Step Solo FX Exception:

Section 8.8.9 of Finotive Funding's official Terms expressly exempts Solo FX accounts from the News Straddling restriction under Section 7.9, including its restricted trading window.

However, some other company pages still indicate that this strategy is prohibited. Traders should obtain written confirmation from Finotive before using it.

This exemption does not permit latency arbitrage, abnormal price exploitation, execution abuse, or market manipulation.

Trade Resets During Heightened Volatility:

Finotive Funding reserves the right to reset trades during periods of heightened market volatility when trading volume, trade count, or profits are disproportionately concentrated in a single instrument and direction.

A Trade Reset removes the affected trades and their associated profits or losses from the account balance and reward calculations.

A Trade Reset does not constitute a breach, does not record a Strike, and does not independently result in account closure.

Finotive Funding will notify the trader of any trades affected by the reset.

This rule applies to all account types, including Two-Step Solo FX.

Payout System:

Approved trading rewards at Finotive Funding are processed through Finotive Pay.

Once a payout request is approved, the reward is credited to the trader's Finotive Pay balance, from which an external withdrawal can be requested.

Traders must complete the required verification procedures and activate Finotive Pay access before receiving rewards.

First Payout:

• One-Step and Two-Step (excluding Solo FX): On demand after reaching funded status and meeting all eligibility requirements.

• Two-Step Solo FX: The first payout request is available after 14 calendar days have elapsed from the date funded status is granted.

Traders must also complete 4 profitable days, each generating at least 0.5% of the initial account balance, and meet all remaining payout requirements.

• Pro Accounts: On demand after reaching funded status and meeting all eligibility requirements.

• Instant Standard: On demand after generating eligible profits and meeting all payout requirements, with no minimum profitable trading days.

• Instant Lite: On demand after completing 5 profitable days and meeting all other payout requirements.

Payout Frequency:

After the first approved payout:

• One-Step and Two-Step Accounts: Every 7 calendar days.
• Pro Accounts: Every 7 calendar days.
• Instant Standard: Every 7 calendar days.
• Instant Lite: Every 14 calendar days.

Completing the required profitable trading days does not shorten the waiting period between payouts.

Minimum Payout Amount:

The minimum payout request is 1% of the initial account balance, subject to the current Terms and Conditions.

Payout Requirements:

• Generate eligible profits.
• Complete the required profitable trading days for the applicable programme and account stage.
• Complete the required waiting period between payouts.
• Close all open positions before submitting the request.
• Complete KYC and any additional required verification.
• Comply with all trading rules, with no outstanding review or violation preventing payout approval.

How to Request a Payout:

Once all requirements are met, the trader submits a payout request through the Trader Dashboard.

The request is reviewed, and upon approval, the reward becomes available through Finotive Pay according to its procedures.

External Withdrawals from Finotive Pay:

Traders may request transfers using available withdrawal methods, including cryptocurrencies, Revolut, and bank transfers.

Regular external withdrawal requests are processed every Friday.

To be included in the Friday processing cycle, the external withdrawal request must be submitted and approved before 23:59:59 on Thursday, Central European Time (CET or CEST, depending on the season).

Requests submitted after the deadline or still pending approval are generally moved to the next processing cycle.

If the processing date falls on a banking holiday, processing may move to the next business day.

The date a transfer is sent does not necessarily mean that funds will arrive at the receiving destination on the same day.

Payout Reviews:

Certain payout requests may undergo additional review by Finotive Funding's Risk or Compliance teams.

Review duration varies depending on the circumstances, and temporary restrictions on trading or account access may apply during the review.

Finotive Funding reserves the right to delay, adjust, or reject payout requests in cases involving rule violations or compliance concerns, in accordance with its Terms.

Mandatory Reward Payment:

Finotive Funding reserves the right to require a trader to request or accept payment of all eligible profits, even if the trader does not wish to withdraw them.

Following a mandatory payout, the company may reset, suspend, restrict, close, or place the account under review, depending on the circumstances.

Existing trading violations, penalties, and applicable profit reductions remain enforceable against a mandatory payout.

A mandatory payout itself is not considered a violation and does not automatically result in account closure.

What Is Finotive Pay?

Finotive Pay is a payment platform used to manage and receive approved trading rewards from Finotive Funding.

It provides traders with a centralized wallet for managing reward balances and withdrawals.

How Are Rewards Transferred?

After meeting the payout requirements, traders submit a reward request through the Finotive Funding dashboard.

Once the request is approved and the transfer is completed, the reward is credited to the trader's Finotive Pay balance.

Traders can then request an external withdrawal using an available payment method.

Available Withdrawal Methods:

• Cryptocurrencies.
• Bank transfers.
• Revolut.

Available withdrawal methods depend on account eligibility and payment service requirements.

Minimum Profitable Days

A profitable day is a trading day when the account balance at 17:00 New York Time exceeds the previous trading day's closing balance by at least 0.5% of the initial account balance.

The 0.5% requirement is calculated based on the initial account size, not the current balance.

Profitable days do not need to be consecutive.

Required Profitable Days by Account Type

Instant Funding Standard: No minimum requirement, 0 days.

Instant Funding Lite: Requires 5 profitable days.

1-Step Standard / Pro: Requires 3 profitable days.

2-Step Standard / Pro: Requires 2 profitable days per evaluation phase.

Two-Step Solo FX: Requires 4 profitable days per evaluation phase, as well as 4 profitable days in the funded account to meet payout eligibility requirements.

Each qualifying day must generate a minimum profit of 0.5% of the initial account balance.

Important Payout Note

Traders must comply with the applicable payout waiting period for their account type and must close all open positions before submitting a payout request.

For Two-Step Solo FX, the first payout request is not available until 14 calendar days after funded status is granted, even if the required profitable days have already been completed.

Daily Drawdown

Daily Drawdown is calculated using the previous trading day's closing Balance and the applicable account-specific percentage.

The daily limit is recalculated at 5:00 PM New York Time each trading day.

Calculation

Daily Drawdown Floor = Previous Day's Closing Balance − (Previous Day's Closing Balance × Daily Drawdown %).

Example

A 1-Step Challenge account with a 4% Daily Drawdown.

Previous closing balance: $105,000.
Permitted daily loss: $4,200.
Minimum permitted Equity: $100,800.

Account Equity must remain above the Daily Drawdown floor throughout the trading day, including floating and realised losses.

The limit changes with each new trading day's closing Balance reference, but the Maximum Drawdown limit still applies.

Breach Consequence

Breaching Daily Drawdown results in immediate account closure, without a warning or Strike.

Static Maximum Drawdown

The listed account programmes use Static Maximum Drawdown, calculated from the Initial Account Balance rather than the highest balance reached.

Calculation

Maximum Drawdown Floor = Initial Account Balance − (Initial Account Balance × Maximum Drawdown %).

Example

A 1-Step Challenge account with an Initial Balance of $100,000 and 7.5% Maximum Drawdown.

Maximum permitted loss: $7,500.
Minimum permitted Equity: $92,500.

Even if the account balance increases to $110,000, the Maximum Drawdown floor remains at $92,500.

This limit does not trail upward with profits and includes both floating and realised losses. It remains applicable throughout the account under the programme rules.

Breach Consequence

Breaching Maximum Drawdown results in immediate and permanent account closure, without a warning or Strike.

The Notional Volume rule measures the total notional value of all open positions on an account, regardless of stop-loss placement.

This rule is designed to limit excessive market exposure and operates independently of leverage and available margin.

How Is It Calculated?

The notional value of each position depends on the contract size and the instrument's price.

The notional values of all open positions are added together and compared against the account's permitted exposure limit.

Leverage and available margin may allow a position to be opened, but the position still breaches the rules if the Notional Volume Limit is exceeded.

Notional Volume Limits by Account Size

$2,500: Limit 5,000% — Maximum exposure $125,000.

$5,000: Limit 4,000% — Maximum exposure $200,000.

$10,000: Limit 3,000% — Maximum exposure $300,000.

$25,000: Limit 2,500% — Maximum exposure $625,000.

$50,000: Limit 2,000% — Maximum exposure $1,000,000.

$100,000: Limit 1,250% — Maximum exposure $1,250,000.

$200,000: Limit 1,000% — Maximum exposure $2,000,000.

These limits apply to all account types, including Two-Step Solo FX.

Example

On a $50,000 account, the Notional Volume Limit is 2,000%, allowing a maximum notional exposure of $1,000,000.

On EURUSD, 10 standard lots represent a notional value of EUR 1,000,000.

This amount is converted into USD using the prevailing exchange rate and may therefore exceed $1,000,000.

Consequences of Exceeding the Limit

Exceeding the Notional Volume Limit is classified as a Soft Breach - Immediate Strike. One Strike is recorded immediately without a prior warning.

Standard, Pro and Solo FX Evaluation Phases:

One Strike is recorded, and the account undergoes an Account Reset.

If the account balance is below the initial account balance, the reset is postponed until the balance returns to at least the initial account balance.

Standard, Pro and Solo FX Funded Accounts:

One Strike is recorded, and the trader's reward split is reduced to 10% for the affected payout cycle.

Instant Standard and Lite Accounts:

One Strike is recorded, and the trader's reward split is reduced to 10% for the affected payout cycle.

Accumulating 5 Strikes results in permanent account closure.

Dashboard Calculator

Finotive Funding provides a Notional Volume Calculator in the Trader Dashboard.

The calculator displays exposure limits and available position sizes, taking into account the account size, balance, open positions, and other relevant risk parameters.

Traders are advised to review the calculator before opening new positions, particularly when trading larger lot sizes.

At Finotive Funding, two independent limits determine the position sizes traders can open: Leverage and Notional Volume.

Leverage

Leverage, such as 1:50 or 1:100, determines the margin required to open positions on the trading platform.

Leverage varies by account type and instrument. It does not necessarily mean traders can use all the exposure permitted by their available margin.

Notional Volume

Notional Volume sets an independent limit on the combined notional value of all open positions, regardless of platform leverage or available margin.

A position may meet margin requirements but exceed the Notional Volume limit, or vice versa.

Example

A $10,000 account with a Notional Volume limit of 3,000% has a notional exposure limit of $300,000 based on its initial account size.

If an instrument offers 1:100 leverage, that leverage determines the margin required to open a position, while Notional Volume remains a separate restriction on total exposure.

Summary

Traders must comply with both margin requirements and Notional Volume limits.

The Trader Dashboard includes a Notional Volume Calculator to help traders check their available exposure before opening positions.

Finotive Funding monitors trading patterns that resemble gambling or involve excessive risk without a defined risk management strategy.

Gambling Behaviour

Indicators monitored by Finotive include:

- Reversing trading direction after a loss without a meaningful change in market conditions.

- Repeatedly entering the same instrument in the same direction after consecutive losses, without a clear trading strategy.

- Switching instruments after a loss while using position sizes that are large relative to the Account Balance.

- Increasing position size after losses in an attempt to recover previous losses.

- Trading patterns driven primarily by loss recovery rather than a defined strategy and risk management approach.

Revenge Trading

Finotive identifies two indicators following the closure of a losing position:

- Opening another position on any instrument within 60 seconds of closing the losing position.

- Or opening a subsequent position with at least twice the size of the previous losing position.

Revenge Trading is assessed as a pattern across the account. Meeting an individual indicator does not necessarily result in an automatic penalty.

Unrealistic Trading Practices

Finotive prohibits trading practices that could not realistically be replicated under live market conditions, including:

- Excessive position sizing or exposure resembling an all-or-nothing approach.

- Reliance on prices, liquidity, or execution speeds unavailable in real market conditions.

- Exploiting platform errors, execution delays, or limitations of the simulated environment.

Important Note

Opening correlated positions or using Grid or Martingale strategies is not automatically a violation solely because of the strategy's name.

Finotive assesses actual trading behaviour, risk management, and compliance with all applicable account rules.

Concerning patterns may be referred to the Risk team for further assessment.

Finotive Funding evaluates Gambling Behaviour, Revenge Trading, and manipulative practices through its Risk and Compliance review processes.

Risk Review

When concerning activity is identified, the account may be placed under Manual Review.

The review may examine trading history, position sizing, entry and exit timing, and overall risk management behaviour.

A review does not automatically establish a violation and may conclude without further action.

Possible Outcomes

Depending on the findings, Finotive may:

- Provide trading-style guidance.
- Keep the account active under conditions.
- Temporarily pause the account or request a Risk Verification Call.
- Delay, reduce, or reject Reward Payments.
- Remove trades or profits resulting from unrealistic trading practices.
- Apply an Account Reset where permitted.
- Permanently close the account or forfeit unpaid rewards under the Terms.

Trading During Manual Review

During Manual Review, traders may manage and close existing positions, but may not open new positions unless Finotive expressly permits it.

Reward Payment processing may also be suspended until the review is completed.

Retrospective Enforcement

Finotive may investigate and enforce violations retrospectively, including after a Reward Payment has already been processed, in accordance with its Terms.

Strike System

A Strike is not automatically recorded merely because a Revenge Trading indicator is detected or a Gambling Behaviour review is initiated.

Strikes apply to rules that expressly specify such consequences.

Accumulating 5 Strikes results in permanent account closure.

Summary

Finotive does not apply a universal warning-first penalty sequence.

Outcomes depend on the type of conduct and review findings, ranging from no action to permanent account closure.

General High-Frequency Trading Rule:

Finotive Funding allows short-duration trading on standard account types, provided that profits from trades held for less than 120 seconds do not account for 20% or more of total positive realised profit during a payout cycle.

The rule is assessed after at least 10 closed trades.

There is no separate 40% trade-count restriction under the current Terms.

During the Evaluation Phase:

No real-time alerts are issued for this rule.

However, relevant findings may appear in the Challenge Phase Progression Report.

Funded and Instant Accounts:

Traders can monitor their short-duration trading profit percentage through the Dashboard.

If the percentage reaches 20% or more, trading may continue to bring the percentage below the threshold before requesting a payout.

Violation Consequences:

If a payout request is submitted while the percentage remains at 20% or higher, one Conditional Strike is recorded.

The trader's profit split is reduced to 10% for the affected payout cycle.

Accumulating 5 Strikes results in permanent account closure.

Two-Step Solo FX:

Finotive Funding's official Solo FX rules page states that this account is exempt from High-Frequency Trading (HFT) restrictions.

According to that page, there is no limit on the percentage of profits generated from trades held for less than 120 seconds.

However, Section 8.8.9 of the legal Terms still states that the HFT restriction under Section 7.14 continues to apply to Solo FX.

This creates a discrepancy between the published trading rules and the legal Terms.

Traders are advised to obtain written confirmation from Finotive before relying on the advertised HFT exemption.

The advertised exemption does not permit latency arbitrage, abnormal price exploitation, execution abuse, or violations of other risk management rules.

Finotive Funding allows trading during all market hours, but prohibits systematic exploitation of low-liquidity conditions, widened spreads, or execution inefficiencies on standard account types.

Low-Liquidity Window

From 21:00:00 to 22:59:59 UTC.

This window applies to all financial instruments, including Asian indices, on accounts subject to this rule.

20% Profit Threshold

A violation may be identified when profits generated from trades both opened and closed entirely within this window account for 20% or more of total realised profits during the review period or payout cycle.

A trade is not counted under this rule merely because it remains open during the window. Both its opening and closing must occur within the specified period.

During the Evaluation Phase

No real-time alerts or Conditional Strikes are issued during Standard and Pro evaluation phases.

Relevant findings may appear in the Challenge Phase Progression Report.

Funded and Instant Accounts

If profits generated during the low-liquidity window remain at 20% or more when a payout request is submitted, one Conditional Strike is recorded.

The trader's profit split is reduced to 10% for the affected payout cycle.

Accumulating 5 Strikes results in permanent account closure without payment of the reward for that cycle.

Two-Step Solo FX Exemption

Two-Step Solo FX accounts are expressly exempt from the Liquidity Abuse rule under Section 7.17 of Finotive Funding's official Terms and Conditions.

The 20% profit threshold for trades executed during the low-liquidity window does not apply to Solo FX, either during the evaluation phases or at funded status.

Trading during this period is permitted without the specified profit concentration threshold, subject to all other applicable trading rules.

This exemption does not permit latency arbitrage, price errors exploitation, execution abuse, or manipulation of abnormal market conditions.

Important Note

Trading during low-liquidity hours is not prohibited in itself.

On accounts subject to this rule, the restriction targets systematic reliance on low-liquidity conditions to generate a disproportionate share of trading profits.

Finotive Funding reserves the right to permanently close an account after 30 consecutive calendar days without any executed trades.

Simply logging into the trading platform does not count as trading activity. Account closure due to inactivity may also result in payout rejection.

Holding Positions Over the Weekend

Finotive Funding applies different weekend holding rules depending on the account type.

Challenge and Pro Accounts

Weekend holding is permitted on Challenge and Pro accounts, including funded accounts.

Traders remain responsible for weekend price gaps, slippage and potential losses when markets reopen.

Any resulting losses count towards the applicable Daily and Maximum Drawdown limits.

Instant Standard and Lite

Weekend holding of non-crypto positions is prohibited by default.

All non-crypto positions must be closed before 5:00 PM New York Time on Friday.

Traders may hold these positions over the weekend if the Weekend Holding Add-On is active on their account.

Cryptocurrency Positions

Cryptocurrency positions are exempt from the weekend holding restriction.

Instant Funding traders may hold crypto positions over the weekend without the add-on.

Breach Consequences for Instant Accounts

Holding a non-crypto position beyond the Friday cutoff without the required add-on is classified as a Soft Breach - Immediate Strike.

Each confirmed breach results in one Strike without a prior warning, and a reduction of the Reward Payment to 10% for the relevant Payout Cycle.

These Strikes accumulate alongside other recorded trading-rule Strikes.

Accumulating 5 Strikes results in permanent account closure, with no Reward Payment issued for the cycle in which the fifth Strike occurs.

Finotive's Recommendation

Finotive recommends closing all non-crypto positions at least ten minutes before the Friday cutoff, by 4:50 PM New York Time, to avoid execution delays.

Summary

Weekend holding is permitted on Challenge and Pro accounts.

Instant Funding accounts must close all non-crypto positions before Friday's market close unless the Weekend Holding Add-On is active.

Use of Expert Advisors (EAs)

Finotive Funding permits Expert Advisors and automated trading systems on its standard account types, provided they are genuinely developed, owned, and controlled by the trader.

Two-Step Solo FX is excluded from this permission, as automated trading is prohibited on this programme.

Permitted Expert Advisors

On accounts where automated trading is allowed, the system must be based on the trader's own strategy, and the trader must maintain full control over trading decisions and execution.

All applicable trading rules must be followed, including drawdown limits, Notional Volume, scalping restrictions, and other trading requirements.

Prohibited Systems

Commercial or off-the-shelf Expert Advisors are prohibited where the trader cannot demonstrate genuine development, ownership, and control of the system.

Systems relying on external signal providers or allowing third parties to manage trading activity are also prohibited.

The use of Martingale or Grid strategies is not automatically a violation solely because of the strategy's name.

However, these strategies remain subject to risk management requirements and gambling behaviour restrictions.

Strategies that violate company rules, including News Straddling on accounts subject to that restriction, or execution latency exploitation, are prohibited.

Two-Step Solo FX Exception

Two-Step Solo FX prohibits all Expert Advisors (EAs) and automated trade execution tools.

This prohibition applies even when the system has been personally developed, owned, and fully controlled by the trader.

The restriction applies during both evaluation phases and the funded stage.

Personally developed Expert Advisors are not exempt under the Solo FX rules.

EA Ownership Verification

On accounts where automated trading is permitted, Finotive Funding may require traders to prove genuine ownership and control of their systems.

Verification may include:

- Evidence of system development and ownership.
- A live demonstration of the Expert Advisor.
- A compliance interview or additional verification.

Consequences of Violations

Using an unauthorised Expert Advisor, failing to cooperate with verification, or being unable to demonstrate genuine ownership and control may result in account closure and payout rejection.

On Solo FX, using Expert Advisors or automated execution tools constitutes a violation even when the trader owns the system.

Summary

Automated trading is permitted on standard account types when the system is genuinely developed, owned, and controlled by the trader, subject to all Finotive Funding rules.

However, Two-Step Solo FX strictly prohibits Expert Advisors and automated trade execution tools.

Hedging

Finotive Funding allows hedging within the same account as part of a genuine trading and risk management strategy.

However, coordinated or opposing positions across multiple accounts intended to manipulate trading results are prohibited.

Permitted Hedging

Traders may open both buy and sell positions within the same account, on the same or correlated instruments, provided all other applicable trading rules are respected, including News Straddling restrictions on accounts subject to those rules.

Two-Step Solo FX

Hedging within a Two-Step Solo FX account is permitted, subject to applicable trading and risk management requirements.

This programme is expressly exempt from the News Straddling restriction under Section 7.9, as provided in Section 8.8.9 of the official Terms.

However, this exemption does not permit coordinated hedging across accounts, market manipulation, or execution abuse.

Prohibited Cross-Account Hedging and Coordination

Coordinating opposing positions across separate accounts or copying trades between different users in a coordinated manner is prohibited.

This restriction applies to accounts owned by the same trader or different traders and may include arrangements involving external accounts.

Account Co-ordination Threshold

Finotive Funding identifies prohibited coordination where more than 80% of positions are hedged across accounts or copied between different users across correlated instruments over at least 5 trades.

Remaining below this threshold does not automatically make deliberate coordination or account manipulation permissible.

This rule applies to all account types, including Two-Step Solo FX.

How Does Finotive Investigate Violations?

Finotive may review trade timing, direction, position sizes, traded instruments, and relationships between accounts.

The review may also include device information, IP addresses, ownership indicators, and other relevant evidence.

Consequences of Violations

Linked accounts may be referred to Risk and Compliance review.

Depending on the findings, possible consequences include payout rejection, account closure, forfeiture of unpaid rewards, or permanent exclusion from Finotive Funding's services.

Immediate termination is not automatic in every case, as the final outcome depends on the review findings.

Summary

Hedging within the same account is permitted under Finotive Funding's rules, including on Solo FX accounts.

Prohibited cross-account hedging or coordination may result in penalties up to permanent account closure and payout rejection.

Copy Trading Between Accounts

Finotive Funding allows traders to copy trades between their own accounts, provided the trading strategy and decisions genuinely belong to and remain under the trader's control.

Permitted Copy Trading

Traders may copy their own trades between personal Finotive Funding accounts or from external accounts held with brokers or other proprietary trading firms.

The source account must belong to the trader, who must remain responsible for all trading decisions and the underlying strategy.

Trade Copier Software

Commercial Trade Copier software may be used on standard account types to replicate the trader's own trades.

Traders are not required to have personally developed the copying software.

Two-Step Solo FX

Finotive's general rules permit copying personally controlled trades.

However, Section 8.8.9 of the legal Terms prohibits all automated execution tools on Solo FX.

Since automated Trade Copier software may fall under this restriction, traders are advised to obtain written confirmation from Finotive before using such tools on Solo FX accounts.

Prohibited Copy Trading

Copying trades from other traders, paid signal providers, shared Master accounts, or social copy-trading platforms is prohibited.

Third parties must not be allowed to manage the account or make trading decisions on the trader's behalf.

Copy trading must not be used for coordinated opposing positions, cross-account hedging, or manipulation of account performance under the Account Co-ordination rules.

Source Account Ownership Verification

Finotive Funding may require traders to demonstrate ownership of the source account and genuine control over trading decisions.

Verification may include ownership documentation, a live demonstration of the copying process, or a compliance interview.

Consequences of Violations

Copying third-party trades, failing to prove source account ownership, or refusing to cooperate with verification may result in account closure and payout rejection.

Summary

Copying personally controlled trades between Finotive Funding accounts and external accounts is permitted using commercial trade copier software, provided the trader owns and controls the source account and strategy.

For Two-Step Solo FX, the use of automated trade copier software should be confirmed directly with Finotive, due to its specific prohibition on automated execution tools.

Floating Drawdown Rule

Finotive Funding applies a 1.5% Floating Drawdown threshold to Instant Funding Standard and Instant Funding Lite accounts.

The threshold is based on the Initial Account Balance, with open positions monitored separately for each trading instrument.

Early Reminder at 1%

A reminder may appear in the Dashboard or trading platform when Floating Drawdown reaches 1%.

This reminder does not record a Strike or reduce the trader's Reward Split.

First 1.5% Breach

The first confirmed breach results in a Formal Warning only, without recording a Strike.

Second and Subsequent Breaches

Each separate qualifying breach after the first Formal Warning results in one Strike and a reduction of the trader's Reward Split to 10% for the relevant Payout Cycle.

Continued drawdown on the same open position does not generate additional Strikes.

Only one Strike may be issued for the same qualifying trade or instrument event.

Strike System

Floating Drawdown Strikes accumulate alongside other recorded account Strikes.

Accumulating 5 Strikes results in permanent account closure, with no Reward Payment for the cycle in which the fifth Strike occurs.

Important Note

Floating Drawdown is a separate restriction from Daily Drawdown and Maximum Drawdown.

All applicable limits must be respected simultaneously.

Floating Drawdown Rule

The floating drawdown limit is 2% of the initial account balance for Standard Challenge and Pro accounts.

Two-Step Solo FX has a different limit of 2.5%, applicable only during funded status.

Floating profit and loss from open positions is assessed on a combined basis for each trading instrument separately.

1. Evaluation Phase

During Standard and Pro evaluation phases, reaching the 2% floating drawdown threshold does not result in a Strike, Account Reset, or account closure under the floating drawdown rule.

No real-time alerts or formal warnings are issued when this threshold is reached.

Relevant floating drawdown observations may appear in the Challenge Phase Progression Report.

For Two-Step Solo FX, the floating drawdown rule does not apply during either evaluation phase.

2. Funded Stage

Standard and Pro Accounts:

Once funded status is reached, the 2% floating drawdown limit becomes enforceable.

An early reminder may appear at 1.5%, but it is not guaranteed and does not constitute a violation.

Each confirmed breach of the 2% limit results in one Strike and a reduction of the trader's profit split to 10% for the affected payout cycle.

Only one Strike may be recorded for the same trade and instrument event. Continued drawdown on the same open position does not create additional Strikes for that event.

Two-Step Solo FX:

Once funded status is reached, the floating drawdown limit is 2.5% of the initial account balance.

The limit is assessed separately for each trading instrument, combining the floating profit and loss of all open positions on that symbol.

Example:

On a $100,000 account, the floating drawdown limit for each instrument is $2,500.

If the combined floating loss of open EURUSD positions reaches $2,800, the trader has exceeded the permitted 2.5% threshold.

A confirmed breach results in one Strike and reduces the trader's profit split to 10% for the affected payout cycle.

Continued drawdown from the same qualifying event does not generate additional Strikes.

The first breach alone does not immediately close the account.

Strike System

Floating drawdown violations accumulate with other recorded account Strikes.

Reaching 5 cumulative Strikes results in permanent account closure, with no reward payment for the cycle in which the fifth Strike occurred.

When progressing from the evaluation to funded status, previous Strikes are cleared, provided the trader has not already accumulated five Strikes.

Important Note

Floating drawdown is separate from daily and maximum drawdown limits. All other applicable account risk limits remain enforceable throughout every stage.

The absence of floating drawdown enforcement during Solo FX evaluation does not remove its daily or maximum drawdown limits.

Latency Arbitrage and Execution Abuse

Finotive Funding prohibits exploiting pricing errors, delayed market data, or execution inefficiencies to generate unfair profits.

Prohibited practices include:

- Exploiting stale or delayed prices.
- Exploiting discrepancies between price feeds.
- Exploiting execution delays (Latency Arbitrage).
- Exploiting platform errors or missing market quotes.

Such practices may be referred to Risk and Compliance review.

Swap-Free Account Misuse

Traders must not use Swap-Free accounts primarily to profit from the absence of overnight financing charges rather than genuine market movements.

Finotive identifies misuse when more than 50% of realised profit during a Payout Cycle or review period comes from trades that are profitable only because no swap charges apply.

Examples include holding positions around rollover periods or for extended periods primarily to benefit from avoided swap costs.

This rule applies only to accounts with active Swap-Free status.

Following review, violations may result in removal of Swap-Free status, Reward Payment rejection, forfeiture of unpaid simulated profits, or account closure.

Account Sharing and Third-Party Access

Account sharing and allowing another person to trade on the account holder's behalf are prohibited.

Finotive monitors login activity, IP addresses, device information, and unusual access patterns to identify account sharing or manipulation.

Sharing an IP address does not automatically establish a violation, but unusual access patterns may trigger additional identity or account-ownership verification.

Failure to complete required checks may result in account restrictions, account closure, or Reward Payment rejection.

Consequences of Prohibited Practices

Enforcement depends on the violation and the findings of Risk or Compliance review.

Possible outcomes include Reward Payment delays or rejection, removal of affected profits, and permanent account closure.

Not all prohibited practices automatically result in a Strike. Serious violations may be classified as a Hard Breach following confirmation or review.

KYC and AML Verification

Finotive Funding applies identity verification, anti-money laundering, and fraud prevention procedures before activating certain services or approving payouts.

Verification may be required before account activation, before receiving rewards, or whenever compliance procedures require additional checks.

Verification may include proof of identity, address, payment method ownership, and account holder identity.

Finotive uses external verification providers, including Sumsub.

Enhanced KYC

Finotive may request renewed verification, additional documents, proof of payment method ownership, or a verification call.

Enhanced KYC must be completed within 72 hours of the request, unless Finotive specifies a different deadline in writing.

Failure to complete verification or cooperate with the process may result in account restrictions, account closure, or payout rejection.

Eligibility and Account Ownership

The minimum age requirement is 18 years.

Each trader may maintain only one registered user profile unless Finotive provides written approval for an exception.

Payment methods must belong to the trader.

Third-party payment methods are prohibited without prior written approval from Finotive.

Operating Entity and Legal Status

Finotive Funding operates as a trading name of Finotive Funding Technologies Limited, registered in the Dubai International Financial Centre (DIFC), United Arab Emirates, under registration number 11088.

The company provides simulated trading evaluation services and contractual rewards.

Finotive Funding does not provide brokerage services or client fund management through its prop trading programmes.

All accounts, including funded accounts, operate in a simulated trading environment and do not represent real trading capital deposited by the trader.

Registration in the DIFC does not mean that Finotive Funding is authorised by the DFSA to provide regulated brokerage or investment services.

Agreements and Service Terms

Traders are subject to Finotive Funding's official Terms and Conditions and any applicable funded account agreement or additional programme-specific terms.

Finotive Pay and Finotive Markets are also subject to separate terms when those services are used.

Where Help Centre information or marketing materials conflict with the official Terms and Conditions, the Terms take precedence.

Fraud Prevention and Violations

Finotive prohibits identity fraud, forged documents, account sharing, unauthorised payment methods, and attempts to circumvent account limits or enforcement measures.

Violations may result in Compliance Review, account suspension, payout rejection, permanent closure, or exclusion from Finotive's services.

Consequences depend on the nature of the violation and the review outcome.

Not all violations are subject to the Strike system.

Appealing Trading Violations

An appeal against the application of a trading violation must be submitted within 48 hours of the enforcement action, unless Finotive allows a longer period in writing.

Appeals are limited to demonstrable errors involving data, calculations, pricing, or trading platform operation.

Disagreeing with a rule or disputing its existence does not constitute a valid basis for an appeal.

Taxes and Data Protection

Traders are responsible for determining their tax obligations, reporting income, and paying applicable taxes under the laws of their respective jurisdictions.

Finotive processes personal data under its Privacy Policy and applicable data protection requirements, including DIFC Data Protection Law where applicable.

Personal information may be shared with verification providers, payment processors, and competent authorities where legally permitted and in accordance with the Privacy Policy.

VPN and Location Masking

Finotive Funding requires stable and consistent network connections that allow verification of the trader's identity, location, and genuine control over the account.

VPNs, proxies, and location-masking tools are prohibited where they interfere with verification procedures or misrepresent the trader's location.

For Two-Step Solo FX, Finotive's Solo Help Centre article expressly prohibits VPN connections and describes their use as a serious violation.

As the wording differs from the current general legal Terms, traders should avoid using VPNs on Solo FX unless Finotive provides written confirmation permitting them.

Restricted Countries and Territories

Under the current official list, Finotive Funding services are unavailable to residents, persons located in, or users operating from the following jurisdictions:

Restricted Jurisdictions:

- Iran.
- North Korea.
- Palestinian Territories.
- Crimea and Sevastopol.
- Donetsk and Luhansk.
- Zaporizhzhia and Kherson.
- Abkhazia and South Ossetia.
- Northern Cyprus.
- Somaliland.
- Transnistria.
- Nagorno-Karabakh.

Restrictions may also apply to nationality where legally required, not solely to residence.

Finotive may update its restricted jurisdictions or limit services in additional locations based on legal and compliance requirements.

These restrictions apply to account purchases, trading, Finotive Pay access, and requesting or receiving rewards.

Finotive Funding offers Pro Accounts in One-Step and Two-Step formats, with additional benefits after reaching Simulated Funded Status.

Challenge Objectives

One-Step Pro: 10% profit target.

Two-Step Pro: 7.5% Phase 1 target and 5% Phase 2 target.

Monthly Salary

Pro Traders are eligible for a salary equal to 1% of purchased capital for every 30 calendar days after reaching funded status.

The salary accrues daily from the funded date but is paid monthly while Pro status is retained.

If an account is closed solely because of Daily Drawdown, Maximum Drawdown, or accumulated Strikes, salary accrued before closure remains payable, subject to verification and compliance rules.

Finotive may withhold unpaid salary following fraud, serious compliance violations, or other qualifying misconduct.

Reward Split

The initial Reward Split is 80% and increases to 100% after 30 funded days, provided the account retains Pro status and remains compliant.

Reduced Execution Commissions

Pro Accounts receive 25% lower execution commissions compared with equivalent standard settings, subject to instrument and platform conditions.

Purchase Fee Refund

The Pro purchase fee is automatically refunded if the account remains in net profit on the 30th funded day and all refund conditions are satisfied.

The refund is returned to the original payment method and does not require a Reward Payment Request.

Maintaining Pro Status

Pro-specific consistency and profitability requirements begin on the 31st funded day.

Requirements include:

- Weekly trade count and trading volume must remain within ±25% of the reference averages established during evaluation and the first 30 funded days.

- Trading volume allocation across the five most traded instruments and other instruments must remain within ±25% of the historical distribution.

- Generate at least 5% profit of the Initial Account Balance during each rolling 90-day period, including realised and unrealised P&L and previously paid rewards.

Pro Rule Violations

Breaching Pro-specific consistency or profitability requirements results in an Account Downgrade to the equivalent Standard Funded Account.

All Pro-specific benefits are permanently removed from that account, including the monthly salary, 100% Reward Split, and reduced execution commissions.

Trading may continue under the applicable Standard Funded rules.

Trading Break

Pro Traders may request one 7-calendar-day Trading Break per rolling 90-day period.

Requests must be submitted at least 72 hours in advance.

Trading is disabled during the break, and Pro consistency requirements are not enforced during that period.

Trading Breaks cannot be stacked or carried forward.

Funded Account Refresh

Finotive Funding offers a paid feature that may allow eligible funded accounts to restart under fresh account conditions, without repeating the evaluation phases.

Eligible Account Types

Account Refresh may be available for Challenge Standard and Pro accounts after reaching funded status.

It may also be offered to funded Two-Step Solo FX accounts, but only when the Account Refresh option appears in the account Dashboard, as specified in Section 8.8.10 of the official Terms.

Account Refresh is not available during evaluation phases and does not apply to Instant Funding accounts under this rule.

Refresh Eligibility Requirements

The funded account must remain active and must not have been closed due to a rule violation.

For funded Challenge accounts, including Solo FX when the feature is offered, Refresh may become available when the account is within 10% of its Maximum Drawdown threshold.

Availability is subject to eligibility, the offer appearing in the Dashboard, payment of the applicable fee, and Finotive Funding's approval.

What Happens After a Refresh?

Account Refresh allows an eligible funded account to restart under fresh conditions, including resetting the account balance and relevant performance metrics in accordance with the applicable Refresh terms.

Previously achieved profit splits, scaling progress, or Pro benefits are not guaranteed to carry over unless expressly stated in the Refresh offer.

Rewards already paid remain subject to the general Terms and applicable retrospective compliance reviews.

A Refresh does not automatically erase previously recorded violations.

Number of Refreshes

Finotive Funding permits up to 3 Account Refreshes per eligible funded Challenge account, including Solo FX where the option is offered and all requirements are met.

Funded Pro accounts remain subject to the eligibility limits shown in the Dashboard, without a fixed number specified under the general Pro Refresh rule.

Refresh Fees

Account Refresh is a paid feature.

The applicable fee is displayed in the Dashboard when a Refresh offer becomes available.

Account Refresh vs Rapid Reset

Account Refresh: An optional feature for an eligible funded account that remains active.

Rapid Reset: A separate feature that may be offered after an eligible account has failed or been closed, subject to different conditions and fees.

Availability of either option does not guarantee approval.

Finotive Funding reserves the right to refuse or suspend a Refresh or Rapid Reset in cases involving rule violations or prohibited trading behaviour.

Maximum Allocation

Maximum Allocation refers to the total simulated capital a trader may hold across Finotive Funding programmes, including initial purchased capital and scaling.

Allocation Limits by Programme

Challenge Standard and Two-Step Solo FX: The combined maximum initial allocation is $600,000, increasing to $2,040,000 after scaling.

Solo FX does not have a separate additional allocation limit. It shares the overall Challenge Accounts allocation.

Pro Accounts: The maximum initial allocation is $600,000, increasing to $2,040,000 after scaling.

Instant Funding Standard: The maximum initial allocation is $200,000, increasing to $680,000 after scaling.

Instant Funding Lite: The maximum initial allocation is $200,000, increasing to $680,000 after scaling.

These figures represent the total allocation limits for each programme, not the maximum size of a single account.

Potential Total Allocation

Finotive Funding advertises the possibility of reaching approximately $5.4 million in total allocation across its programmes and scaling, subject to allocation limits and eligibility.

Combining programme limits does not guarantee that the full amount will be available to any individual trader.

Compliance with Allocation Limits

Traders may hold multiple accounts under one approved personal profile, provided the applicable allocation limits are not exceeded.

Circumventing these limits through multiple profiles, false identities, third-party accounts, or other misleading arrangements is prohibited.

Such conduct may result in Risk or Compliance review and potentially be classified as a Hard Breach, with consequences including account closure or rejection of unpaid rewards, depending on the review findings.

Account Scaling Plan

Finotive Funding allows eligible traders to increase their simulated account balances through a performance-based scaling plan, subject to trading rule compliance.

Scaling eligibility is reviewed over a rolling 90-day cycle.

Eligible accounts may receive a 30% balance increase for each successful Scaling Cycle, subject to the Dashboard schedule and Finotive Funding's approval.

Scaling is not automatic and requires all applicable programme conditions to be satisfied.

Two-Step Solo FX Scaling

Two-Step Solo FX accounts may participate in the Challenge Scaling Plan only when the Scaling option is offered in their Dashboard.

Where available, Solo FX follows the Two-Step Challenge scaling requirements, including profit targets, profitable months, and single-trade profit contribution limits.

Purchasing or passing a Solo FX challenge does not guarantee access to scaling.

Scaling Eligibility Requirements

- Complete at least 50 trades during the Scaling Cycle.

- Achieve the applicable profit target within 90 days.

- Meet the required number of profitable months for the account type.

- Comply with all trading rules and avoid any Hard Breach.

Profitable Months Requirement

1-Step and 2-Step Challenge Accounts: At least 2 out of 3 months must be profitable.

This requirement also applies to Two-Step Solo FX when scaling is available.

Pro, Instant Standard, and Instant Lite: All 3 months must be profitable.

90-Day Scaling Profit Targets

1-Step Challenge: 12%.

2-Step Challenge and Solo FX: 10%.

Instant Funding Standard: 15%.

Instant Funding Lite: 15%.

1-Step Finotive Pro: 12%.

2-Step Finotive Pro: 10%.

Single-Trade Profit Contribution

Challenge Standard and Solo FX Accounts: Profit from any single trade must not exceed 7.5% of the total net profit generated during the Scaling Cycle.

For Solo FX, the exemption from the payout-related Profit Concentration restriction does not remove the separate 7.5% scaling eligibility requirement.

Pro, Instant Standard, and Instant Lite: Profit from any single trade must not exceed 5% of net profit generated during the Scaling Cycle.

Profit Split Progression

1-Step and 2-Step Challenge Accounts: The profit split starts at 80% and may increase to 95% through scaling.

This also includes Solo FX where scaling is offered and all requirements are met.

Instant Funding Standard: The split increases from 75% to 80%, then 85%, and eventually 90%.

Instant Funding Lite: The split increases from 70% to 75%, then 80%, and eventually 85%.

Pro Accounts: The profit split starts at 80% and increases to 100% after 30 funded days, provided Pro status is maintained and all trading rules are followed.

This increase is independent of the Scaling Cycle.

Maximum Scaled Balance Per Account

Challenge Standard and Solo FX: Up to $680,000, subject to scaling availability and eligibility.

Finotive Pro: Up to $680,000.

Instant Funding Standard: Up to $340,000.

Instant Funding Lite: Up to $340,000.

These figures represent the maximum scaled balance of an individual account, not the total permitted allocation across multiple accounts.

Important Notes

Scaling is subject to completing the applicable Minimum Profitable Days where required, following the Dashboard scaling schedule, and obtaining Finotive Funding's approval.

For Two-Step Solo FX, scaling is not guaranteed and cannot be claimed unless the feature is available in the account Dashboard.

Profit Concentration Rule

Finotive Funding applies this rule exclusively to Instant Funding Standard and Instant Funding Lite accounts.

The rule does not apply to Challenge Standard or Pro accounts.

Profit Concentration Limit

Profits generated from closed trades on the same instrument and in the same direction must not account for 60% or more of total positive realised profits during the Reward Cycle.

Profits from all winning trades on the same instrument and in the same direction are combined, rather than considering only the largest winning trade.

The calculation uses total positive realised profits, not net profit after deducting losses.

Example

If total positive realised profits equal $5,000, and winning XAUUSD buy trades generate $3,200, the concentration ratio is 64%, exceeding the permitted limit.

When Is a Strike Applied?

Reaching the 60% threshold does not automatically trigger a Strike.

Traders may continue trading to reduce the concentration ratio before submitting a Reward Request.

If a Reward Request is submitted while the ratio remains at 60% or higher, one Conditional Strike is recorded, and the trader's Reward Split is reduced to 10% for the affected Reward Cycle.

Accumulating 5 Strikes results in permanent account closure, with no reward paid for the cycle in which the fifth Strike occurs.

Trade Reset Rule

Finotive Funding reserves the right to remove specific trades during periods of heightened market volatility, in accordance with its Terms and Conditions.

This rule applies to all Challenge Standard, Pro, and Two-Step Solo FX accounts, during both evaluation and funded stages, as well as Instant Funding Standard and Instant Funding Lite accounts.

When Does the Rule Apply?

Finotive may reset trades when a disproportionate amount of trading volume, trade count, or profits is concentrated on the same instrument and in the same direction during periods of heightened market volatility.

The company does not specify a fixed percentage threshold for triggering this rule.

Impact of a Trade Reset

When a Trade Reset is applied, the affected trades and their associated simulated profits or losses are removed from the account balance and reward calculations.

Finotive will notify the trader of the trades affected by the reset.

Is It Considered a Violation?

A Trade Reset is not considered a trading rule violation and does not result in a Strike or account closure solely because of this action.

Trade Reset differs from Account Reset.

A Trade Reset removes specific trades and their results, while an Account Reset resets the account balance and relevant performance metrics.

Rapid Reset Feature

Finotive Funding offers a paid feature that may allow eligible traders to restart their accounts after failure or closure without necessarily repeating all evaluation phases.

The feature may be available for eligible 2-Step Challenge Standard accounts, depending on the stage reached before the account failed.

Two-Step Solo FX Accounts

Rapid Reset may also be available for Two-Step Solo FX accounts under Section 8.8.10 of Finotive Funding's official Terms.

The feature is available only when a qualifying offer appears in the account's Dashboard, subject to eligibility requirements and payment of the applicable fee.

Finotive does not guarantee access to Rapid Reset or all its options after a Solo FX account fails or is closed.

Rapid Reset Options

Phase 1 Rapid Rebuy:
Allows an eligible trader to restart Phase 1 after failure, restoring the initial balance, drawdown limits, and resetting previous evaluation results.

This option may be offered with a 40% discount against the standard undiscounted price for the same account size, rather than the trader's original purchase price.

For Solo FX accounts, the applicable price and discount depend on the actual Dashboard offer. A 40% discount is not guaranteed.

Phase 2 Continuation:
Allows an eligible trader to return directly to the beginning of Phase 2 without repeating Phase 1.

Phase 1 remains recorded as completed, while previous Phase 2 performance is reset. The trader must complete all applicable Phase 2 objectives and requirements again.

Funded Recovery:
Allows an eligible trader to return directly to funded status without repeating either evaluation phase.

The initial account balance and applicable drawdown limits are restored, and funded account performance metrics are reset.

Benefits Not Carried Over After Funded Recovery

Unless the Dashboard offer expressly states otherwise, the following are not retained:

- Previous simulated profits and losses.
- Pending or unpaid eligible trading rewards.
- Payout cycle progress and waiting periods.
- Scaling progress and additional scaled balance.
- Previously increased profit split.
- Funded account age and profitable trading days.
- Previous positions and performance metrics.

Eligibility and Availability

Rapid Reset is not automatically available for every failed or closed account, including Two-Step Solo FX accounts.

Finotive determines eligibility based on the nature of the violation, trading history, risk and compliance requirements, and allocation limits.

The feature is generally unavailable for accounts closed due to fraud, account sharing, or serious violations.

Eligible options, prices, and offer expiry times are displayed in the Dashboard.

Payment must be completed before the displayed offer expires.

Fees and Discounts

Fees for Phase 2 Continuation and Funded Recovery are determined by the specific offer available for the account.

Rapid Reset discounts generally cannot be combined with other promotions or coupon codes unless expressly permitted during checkout.

Rapid Reset fees are generally non-refundable after activation and are not included in the standard Challenge purchase fee refund, unless the offer states otherwise.

Important Notes

Rapid Reset reactivates the same account rather than creating a separate replacement account. Existing login credentials are normally retained.

A Rapid Reset does not remove previous violations from the trader's account history.

Reactivated accounts are subject to the trading rules and conditions in effect when the Rapid Reset is completed, unless the specific offer states otherwise.

Rapid Reset is separate from Account Refresh, which is intended for eligible active funded accounts.

Account Fee Refund

Finotive Funding offers eligible traders a refund of their Challenge purchase fee after reaching funded status and satisfying the applicable refund requirements.

Eligible Account Types

- 1-Step Challenge Standard.
- 2-Step Challenge Standard.
- Two-Step Solo FX.
- 1-Step Finotive Pro.
- 2-Step Finotive Pro.

Standard fee refunds do not apply to Instant Funding Standard or Instant Funding Lite.

Standard Account Refund Requirements

The following requirements apply to Challenge Standard and Pro accounts, excluding Solo FX:

- Successfully pass the Challenge and reach funded status.
- Maintain a net profitable account on the 30th day after funded status is granted.
- Avoid any violation that disqualifies the account from receiving a refund before the eligibility date.

Standard Refund Process

The purchase fee is refunded automatically once all eligibility requirements are satisfied.

The refund is returned to the original payment method.

Standard Challenge and Pro refunds do not require the trader to submit a payout request or receive a trading reward.

Two-Step Solo FX Fee Refund

Two-Step Solo FX follows a separate fee refund policy from other Challenge accounts.

The account purchase fee is refunded to the original payment method upon approval of the trader's first payout request on the funded account.

The standard 30-day funded account requirement does not apply to Solo FX.

Instead, refund eligibility is linked to the approval of the first eligible payout request.

The first payout requires at least 14 calendar days to have elapsed since funded status was granted, along with completion of the required profitable trading days and all other payout conditions.

Passing the evaluation or completing the initial 14-day waiting period does not automatically trigger a fee refund.

The refund becomes due only after the first payout request has been approved.

Refund Disqualification

A refund is not available in cases involving a Hard Breach, fraud, prohibited trading, account sharing, false information, a Chargeback, or another disqualifying violation before refund eligibility is reached.

These exclusions also apply to Two-Step Solo FX accounts.

Rapid Reset Fees

Rapid Reset fees are separate from the original Challenge purchase fee.

They are not eligible for the standard purchase fee refund unless the specific Rapid Reset offer expressly states otherwise.